Article Contributed Kendall SummerHawk

Hiring a virtual assistant or VA is like any relationship. At first, you’re both feeling the love and everyone is happy. But after a few months you may start noticing tasks slipping through the cracks or that you have to spend as much time tracking your assistant’s tasks as you used to spend doing them yourself. This is something no busy entrepreneur should have to worry about.

Nobody likes to be disappointed, especially when you’re investing in someone who is supposed to make your life easier.

And no one likes to feel like a meanie. So, what do you do when you’re no longer feeling the love but still footing the bills for your virtual support team?

Here are three respectful, yet powerful tips on how you can nip an assistant problem in the bud, without losing sleep or feeling like you’ve suddenly turned into a raging diva.

Tip #1 Stop Making or Accepting Excuses for Your Assistant’s Performance

Sure, anyone can have a bad day but if you find yourself saying, “Well, I know she’s…busy/not feeling well/taking care of family issues/etc.” more than once in a short period of time then you’re making excuses for your assistant’s poor performance. Excuses create cracks in your sense of self-worth and personal power. Instead of excuses you’ll need to…

Tip #2 Have A Courageous Conversation

Let’s say your VA failed to get a task done when promised, despite having plenty of notice. Give her (or him!) a call and simply ask, “I noticed this wasn’t done on time, what happened?”

What follows next is critical! Does your VA own up and take responsibility for missing the mark or does she make an excuse or try to shift responsibility to someone else? What you’re looking for here is a sense of accountability and a valid reason for the missed deadline, one that isn’t likely to take her off track again.

Follow up by asking, “What needs to be done so this doesn’t happen again?” Listen for specific actions and commitments, not conciliatory promises.

Tip #3 Making a Request Doesn’t Make You a Diva

Complete your conversation by making a clear request that you need to have your time table for tasks met, without fail. Let your assistant know that it’s better to under promise than to under deliver. Make sure she’s connected to the fact that what may seem like a small task slipping through the cracks actually has a bigger impact on you, making it more difficult for you to focus on growing your business.

But Should You Really Have Such High Expectations? Yes! Here’s Why…

Listen ladies, as a business owner you’re in an amazing position to not only make a big difference for your clients but for all of the people your clients impact as well. Add to this the impact your business success has for your family and your loved ones and you start to see that if you allow anything (or anyone!) but the best into your life, it’s not just you that will be impacted.

So please, give yourself permission to set high standards. Believe me, there are plenty of assistants who will love and champion you by providing extraordinary service. Besides, when you expect the best, you often get it!

About the Author
Kendall SummerHawk, the Million Dollar Marketing Coach, is an expert at helping women entrepreneurs at all levels design a business they love and charge what they're worth and get it. Kendall delivers simple ways entrepreneurs can design and price their services to quickly move away from 'dollars-for-hours work' and create more money, time, and freedom in their business. For free articles, free resources and to sign up for a free subscription to Kendall's Money, Marketing and Soul weekly articles visit www.kendallsummerhawk.com.

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Running a business from home may seem like the perfect solution to your work needs. But it is not a situation that rests easily with a number of people as they find adapting to the undisciplined environment hard to cope with. Sure, the hassle of the commute and the distraction of the office banter may have gone but these things provide a certain structure that provides more support than sometimes we like to admit.

Perhaps the hardest thing about running a business from home is maintaining some form of discipline. Make sure that you know what hours you want to work - and work them! Let your customers know what your hours are too and make sure that you do not suffer `drift` by accepting calls into the evening or at weekends unless you are really happy about the personal intrusion. This doesn`t mean that you can`t work outside these set hours but you need to be disciplined about what is work and what is family life else the two will encroach and grate.

You may have exceptional talents in a specific area but have probably not run a business before. There are endless amounts of help and assistance available for new small business owners from a range of government and regional agencies. Sometimes tapping into it can be a challenge all of itself but there is excellent help available through the Regional Development Agencies or Business Link websites. This will contain information ranging from how to set up bank account through to business insurance and VAT. Don`t be afraid to ask - no question is too small and you will not be the first person to ask for help.

Working from home is best done in your own personal space. Create an office or dedicate a room to your work so you are not sharing it with the kids or relatives when they come to visit. This also helps you to `close the door` when you have finished and to relax away from the reminders of what has to be done.

Working from home is just another job. You may become emotionally attached to it (indeed you should!) but it must not dominate to the extent of cutting the rest of the family out. Make sure that you reserve family time since the phenomenon of having you around the house all the time may well be a significant change for how they have to live too.

When your business starts to grow and succeed you may have to consider moving out of the home and into a dedicated office or factory unit. This may mean employing people and will almost certainly challenge your ability to keep on top of all the paperwork. Think carefully about the type of person you want to work with and how they can complement your skills rather than compete with you. Small teams need people that can get on rather than always the best talent available. One of the best ways to earn money for your business is to ensure that you have a happy and high performing team at your side.

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What do computer giant Dell, gourmet food basket maker Tastefully Simple, and organic brewer Honest Tea have in common? Though all three are now multi-million dollar companies, all were originally started within the founder’s home. You’ve probably heard how Michael Dell worked out of his garage to build his empire, but equally inspiring are the stories of Jill Blashack Strahan- who assembled gift baskets on the pool table of her backyard shed- and Seth Goldman- who brewed tea at his kitchen sink and presented homemade samples to clients in thermoses.

The home-based startup story has a certain magic to it that often glosses over the particulars: where to set up office equipment (computer, printer, copier,etc.), whether or not you should dedicate a business phone line or switch your VoIP service to include “follow” features so you’re always available, and how many hours you should put in when your office is in your kitchen. What does a stay-at-home entrepreneur really need? Here are a few necessities:

1. A Separate, Dedicated Workspace. Whether it’s your garage, a toolshed in the backyard, or just an area off the den, you will need a space that’s just for work.

2. A Separate Phone Line. Small business VoIP service plans are cheap and easy to sign up for. You can also add an extension or line to your existing residential VoIP service arrangement.

3. A Fast Internet Connection. For businesses based online, this is non-negotiable. Your internet connection should be fast enough to support online activity and VoIP calls, if you use an internet-based phone system as your method of business communication.

4. A Door…or Earplugs. If you can’t physically separate your workspace from the rest of the house, you can mentally separate it by using earplugs to tune out audio distractions, or a folding screen to tune out visual ones.

5. A “Do Not Disturb” sign. If you’re working while others are at home, make sure they know when you’re “unavailable.”

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If you’re thinking of switching to VoIP service from a traditional landline based Key, PBX, or hybrid phone system, you’re not alone- businesses of all sizes are beginning to realized the cost-saving benefits of computer/telephony integration. Switching to a VOIP phone is relatively simple- changes can be made quickly and easily, and there is usually very little equipment to purchase.

Whether you’re switching to a business VoIP service or implementing a phone system for the first time, here are a few things you need to consider:

Internet Connectivity

VoIP phone systems use the internet to make and receive calls- you’ll need to make sure your connection and your power supply can support system requirements. Generally, a steady, uninterrupted power supply and a high-speed internet connection are all that’s needed. Your connection should be able to support the added traffic that the system will create. Vendors will ask how many employees will be using the system, how many calls are placed daily, and take into consideration features like auto attendant and call transferring when setting up your internet connection to support your system. You may need to purchase additional routers or install a backup power supply.

VoIP Adapters

If you’re witching to VoIP from a traditional phone system, you can save by purchasing adapters for your current phones. A traditional phone fitted with a VoIP adapter works identically to a VoIP phone. Most adapters are less than $50 each, and are often available in bulk discounts for larger offices. In lieu of adaptors, you can also purchase VoIP phones, headsets, or microphones that can be connected directly to a computer and used in place of a traditional headset. Most business and residential VoIP service providers sell both VoIP-compatible phones and adapters.

VoIP Phones

Voice over Internet Protocol phones are slightly more expensive that VoIP adapters, but are a good investment if you plan to use the system for several years. VoIP phones are easy to use and install- they don’t take any special training to set up. Once installed, they work identically to traditional phones. Most VoIP phones cost at least $100 each, with many vendors offering steep discounts for phones purchased in bulk.

Switching to a VoIP system takes surprisingly little time. Once you’ve decided to make the switch, you can shop around for providers and compare prices for services and equipment. Most providers can also make suggestions about system configuration (i.e., if you need a faster internet connection) during this stage. Once you’ve settled on a service provider and purchased equipment, you can have the new system up and running in less than a week.

About the Author
Merrin Muxlow is a writer, yoga instructor, and law student based in San Diego, California. She writes extensively for Resource Nation, a company that provides resources for business owners, and is a frequent contributor to several sites and programs that offer tools for entrepreneurs, including Dell and BizEquity.

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Here’s something many small businesses already know: the mail is one of the most effective ways to reach out to current customers and attract the attention of new ones. According to the United States Postal Service, 98%- almost all mail recipients- check mail on the the day it's delivered, and 77%, sort through it immediately. Think about it- you can turn radio down or fast forward through commercials, but you do need to check your mail. What other advertising method has proven to capture the attention of so many potential customers?

The mailing list is the foundation of a direct mail campaign. You can choose to purchase a direct mail list from a list broker or mailing service, or generate a list in-house. Purchasing a list works well if you’re looking to reach out to new customers or increase your presence in a new market. Your own database or information is an excellent source for efforts geared towards current customers.

Buying a List
Search for “mailing list vendors” online can turn up thousands of results- not all of them reputable companies with accurate lists. A quality mailing list is thorough (it contains the full names, addresses, zip codes, and possibly email addresses of potential recipients) current (information is up-to-date and accurate), and targeted. Targeting your effort is important- a mailing list based on market research will generate a higher ROI than one that includes every house in a given neighborhood. You can target by demographic (for example, families with small children) by consumer habits (families who have recently purchased a home or a car) or using other “filters” that help you find your target customer. Here are a few ways to make sure you’re purchasing a quality mailing list:

Response lists v. Compiled
Mailing services can compile lists in two ways: A response list is typically generated using a customer’s responses to online advertisements, while a compiled list is generated using data collected by other businesses, such as magazine subscription lists or mailing lists compiled by companies that target a particular market niche. Both types of list can be effective, though many businesses have found response lists to be more targeted toward customers who are ready to make a purchase.

List History
Make sure you ask a list broker which other businesses have used a certain list within the last six months. You want to guard against soliciting customers that have already been bombarded with sales pitches from your competitors. Finding out who has used the list can also be a great way to check how accurate and effective it will be. You can call the prior users and ask how well the list worked in their mailing campaign. Was their effort successful? Make sure you take into account geographic differences, different product offerings, and any other factors that would make their campaign different from your planned effort.

Data Accuracy
Be sure to ask list brokers how frequently mailing information has been updated, and how recently the addresses were obtained- especially if you’re using a list generated by online ad responses. The older the list, the likelier it is that information is outdated- make sure you don’t waste valuable marketing dollars by mailing to households whose information has changed since the list was created.

Costs
Mailing list costs typically fun from a few hundred dollars to several hundred for highly targeted lists. Typically, you can obtain a list of up to 1,000 names for between $100 and $500.

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Here’s a tough question: What’s the one thing nearly all business owners consistently overpay for?

The answer is pretty surprising: Postage costs. Stamps, shipping charges, even the time it takes to go to the post office can all add up, costing thousands of dollars or more each year, depending on the volume of mail you ship. Most business owners don’t know exactly how much it costs to mail a particular parcel- so they end up “over stamping” and overpaying- often by quite a bit. Postal stores and shipping providers have overhead costs to meet, too- you pay for these when you’re charged to ship an item.

You can avoid overpayment- and create big savings- by using a postage meter. A postage machine, or digital mailing system, can calculate postage costs precisely, so you’ll never overpay, and can be used in-office, saving you trips to have packages shipped from other providers. Here’s a quick guide to using a postage meter:

How meters work
Postage meters are leased, and work similarly to a parking meter. You “fill up” by making a payment, and postage charges are drawn against your balance. Most meters allow you to “refill” when necessary, and some calculate monthly charges and send a bill- similar to paying for electricity costs. In addition to paying the postage charges, you’ll also need to lease the equipment. You can choose machines with advance features (scales, document feeders) or a simple stamp machine that just prints postage stamps on your outgoing mail.

Features
Mailing machine equipment can be very simple (a stamp machine) or very complex- some machines fold, collate, stamp, and stack bulk mailings containing several different printed pages. If your business sends large bulk mailings, you could benefit from such a machine. Machines can also be fitted with equipment to ship packages- you’ll weigh the parcel and arrange for the pickup online in a few simple steps. No matter which features you need, you can take advantage of cost savings- with a postage meter, shipping costs can be calculated down to the penny for each mailing, so you’ll never overpay.

Costs and billing
Equipment leasing costs can range from less than $20 a month to hundreds for sophisticated equipment designed to handle large volume mailings. You’ll pay for the postage machine equipment (the meter) as one bill, and pay postal charges according to current rates. Some meters only allow you to “pre-pay” postage charges, while other companies allow you to “pay as you go,” where you receive a bill for both postage and meter use costs at the end of a specified period of time. Pay-as-you-go options usually carry additional charges or fees.
You’ll generally sign a lease contract that specifies your terms of use for the meter. Longer term lease contracts can be significantly less expensive- if you’re willing to commit to a longer period of time using the equipment, you’ll get a better monthly rate. You can also choose to purchase a maintenance or service contract that covers repairs or part replacements over the life of the machine.

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Q: I have been having my home based business for three years now and I still am struggling with how to juggle business and being a mom, wife and housekeeper. How do you juggle these? I want to make this a success, but so far it’s only been frustration.

My children are four and two years old and they are more challenging than most (not as in spoiled, but as in needing more time than the average kid). Your thoughts would be greatly appreciated!

A: GREAT question. My kids are now seven and four, so I now have a little bit of help in my seven-year-old. But, I found something that I had written a few years ago. In it, I listed my kids’ ages as four and one. I could tell when reading it that I had been very frazzled. I think I lived in a state of frazzled during those years when they were both so small.

My main advice would be to cut yourself some slack. Things will get easier and more manageable as your kids get older.

My practical advice is this:

1. Plan out menus each week.

I literally spend about two minutes on this. I have a small magnetic dry-erase board that I keep on my refrigerator. Each Sunday, I write out the days of the week and what we’ll have for supper that day. (Lunches almost always consist of sandwiches or something easy like that since it’s just me and the kids.)

This makes grocery shopping a breeze because I know just what ingredients I need. It also alleviates the nagging thoughts of “what are we going to eat tonight?” If possible, have one or both of your kids help you decide what to put. You’ll be surprised at how much they like having a say in what goes on that board!

2. Set a day for everything.

My days look something like this:

* Mondays - Housework and laundry (and business tasks as time allows)
* Tuesdays - Grocery shopping and business tasks (this used to be during naptime, but is now during preschool time)
* Wednesdays - Bible study and lunch with hubby (and business tasks as time allows)
* Thursdays - Business tasks as much as possible with playtime in between
* Friday - Take it Easy Day (and business tasks as time allows)
* Saturdays - Laundry
* Sunday - Church and a good, long nap

It seems a little boring on paper, but I can’t tell you how much this little schedule has saved my sanity. I know when I get up in the morning what I have ahead of me and it is broken into manageable segments. You’ll find that scheduling things amongst these “main” schedule items will get easier and easier as you get used to the schedule.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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For many solopreneurs they think that once they’ve set themselves up in business it’s all about marketing, marketing, marketing. But there’s one very important piece of the puzzle you need to have in place before you start your marketing … and that’s your managing.

Building a successful long-term profitable business isn't about "marketing" your business, it's about "managing" your business - the marketing comes once you have your management systems in place… this is a really important concept, and once you’ve got to grips with this, marketing becomes a whole lot easier!

You cannot begin to market your business if you can't find the information you need, don't know who you are marketing to, and don't know where you are in your business.

So what I’d like to share with you today are my top 5 steps to setting up your core office organization systems.

1. CREATE your paper-based filing system. Having an efficient filing system in place will enable you to find the information you need, when you need it! First of all invest in your filing storage, whether that’s a dedicated filing cabinet or plastic filing crates. Keep in mind you will need TWICE as much storage space as you think you’ll need. When setting up your filing system it’s important that you design a system that fits YOUR style.

2. TACKLE the Paper Pile using my super-simple Two-Step System. This is a really quick and simple way of tackling your piles of paper. The goal is to get all the papers off your desk and floor and either have them filed away for when you need them again; in a special ‘action’ folder that you work on during your allotted ‘action focus’ time; or quite simply tossed! You would be surprised at how many papers you are holding on to that when you look back at them you find are either out-of-date or simply not relevant to your business needs anymore.

3. CREATE your PC filing system. Once you’ve got the first two steps completed, this third step actually becomes quite easy. Your PC is also a large filing cabinet, so it makes sense to replicate your paper-based system for the PC. If you have created main category files, then create a main category folder in your ‘My Documents’ folder on your PC, and create sub-files in this main folder as necessary. Repeat this process for all your main filing categories.

4. ORGANIZE your Inbox. Emails! Another huge time drain if not organized properly. Use the same system again to store and manage all your emails. Instead of them all going into one huge Inbox that’s totally unorganized, break your Inbox down into different folders and move the relevant email into that folder. Follow the same system as for your paper and PC-based filing systems. In Outlook you can create Email Rules so that emails are automatically moved into the appropriate folder as they come into your Inbox. Consistency is the key to an efficient filing system. Keeping to the same system will make it much easier for you to manage.

5. CREATE a PC and file back up system. Now that you’ve spent time creating all these systems it’s vital that you also have a PC back-up system in place. You simply cannot afford to lose any of your vital documents when you run a solo service business. In fact I highly advise having two back up systems in place – one onsite and one offsite. The onsite back up can be through an external hard drive, and the offsite back up service can be through an automatic backup service.

Make a plan today to get these core systems in place and your business will start to become effortless and fun – isn’t that an exciting thought!

Online Business Manager & Virtual Assistant, Tracey Lawton, supports professional speakers, coaches, and authors to operate an efficient, organized, and profitable business. Learn how to create an efficient and organized office in 7 EASY steps, and receive free how-to articles at http://www.OfficeOrganizationSuccess.com.

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For a variety reasons, including economic, social, and technological, starting a home business is more popular than ever with entrepreneurs in the USA. Along with the traditional flexibility and lower costs a home business can offer, the rise of the personal computer and the Internet in particular have made a running a successful small business from home more viable and profitable than ever.

In this article you will find a list of some the top reasons to consider starting a small home based business or franchise opportunity. This includes info about some of the advantages that a home business can offer an entrepreneur such as low overhead, tax deductions, a better lifestyle, and more.

Low Overhead: One of the greatest advantages of starting a home business is you have no expensive monthly rent or lease expense potentially saving you tens of thousands of dollars every year. Also with no commute to deal with everyday, you can also save money on gas and travel expenses. With these reduced expenses, operating a business from home can provide a less expensive and more profitable way to start and run a small business and should ultimately help increase your chances of success.

Enviable Lifestyle: A home business can give you the freedom and flexibility to enjoy your life more fully. This includes being able to spend more time with your loved ones, pursue other interests, and the ability to set your own schedule. Working form home also removes the hassle and anxiety of having to commute to an office or job site everyday.

Take Control: The ability to control your own destiny and eliminate the daily stress and hassles of dealing with a boss or co-workers can be a liberating experience for many fledgling entrepreneurs. Many people who start a home business also invariably report that their productively level has soared because of the flexibility working from home can offer. Not to mention the extra benefit of the elimination of the typical time wasting distractions commonly found at the average workplace.

Mobility: One of the most unique and attractive advantages a home business can offer an individual is the ability to live and work in the geographical area of their choice. As long as your business and services aren’t tied to a specific market that requires you’re personal and physical presence, you can live and work anywhere your heart desires. And if you decide to retire or start a new venture someday, established home based businesses are also fairly easy to sell for the very same reasons.

Tax Advantages: There are a number of legitimate tax deductions available to home based business owners that can potentially save you thousands of dollars a year on your tax bill. This provides the obvious benefit of being able to put more money in your pocket. Note: Always consult with an accountant or financial adviser for more details and advice about the tax advantages of starting a home business.

Personal Satisfaction: Starting and operating a business from home can be not only more profitable income wise, but it can also provide you with a sense of personal accomplishment and

About the Author:

Ray Haiber is a franchise sales consultant and the founder of AZfranchises.com, a franchises for sale resource and directory. You can research and view home based businesses for sale here.

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According to Forbes Magazine, businesses that don’t accept credit cards lose as much as 70% of sales to competitors who do allow this method of payment. With the number of Americans that use credit cards to make purchases increasing every day, you can’t afford to lose this many potential customers or clients. Here’s a quick and easy, real-world tested guide to accepting credit cards:

Merchant Accounts: The Basics

The merchant account is the “middle man” between a credit card account and a business’ bank account. Businesses that only process cards online usually use gateway software that collects credit card information, where retail businesses typically use credit card swipe machines. Whichever method you use, it’s necessary to have a merchant account to collect the information, verify it with the customer’s credit card provider, and make the transfer of funds from their account to yours. Merchant account providers often “bundle” the costs of online processing software into the account service costs.

Billing
Generally, merchant account providers will assess a fee for each transaction, whether a sale or a return (a “chargeback”). These fees are a portion of the transaction amount or a specified dollar amount. Many companies require monthly minimums, and will charge your business the remaining amount if this minimum is not met. Billing occurs automatically, as each “batch” of transactions is processed, typically at the close of each business day. Vendors provide reports detailing transactions, charges, and payments made at specified intervals.

Transaction Types

The fee assessed for each transaction typically depends on the way the sale or return is recorded. Swipe machines or those with signature capture devices carry the lowest risk of fraud, and thus transactions are less expensive to process. Online transaction s or those that are “keyed in” are typically more expensive, depending on the security measures taken to record the transaction. Vendors assess higher fees for “chargeback” or return transactions.

Service Contracts

Most businesses sign a service agreement that covers a specified period of time. Canceling your account before the service term expires generally carries penalties and fees, much like breaking a lease. Your per-transaction and monthly minimum rates are set when you apply for an account and sign the service agreement. The best rates are reserved for those businesses with a stable financial history and high credit card sales volume- many vendors offer “tiered” rate structures, where the per-transaction rate decreases the higher your sales volume rises. Though newer businesses just starting out might not be eligible for the best rates right away, they can negotiate for better terms as the business becomes more profitable.

Equipment and Software

Credit card processing equipment and software costs are often included in the service contract you sign with a provider. If you own or manage a retail store, chances are you’ll only need hardware, such as a swipe terminal or a signature capture device. Businesses that sell products online can puchase “gateway” software that is billed along with the merchant account service bill. Credit card terminals can be purchased, financed, or leased. It’s always a good idea to ask if there are any discounted models, or if a certain model is included with an account agreement.

Choosing an Account Provider: Where to Start

The most popular places to find a merchant services provider are through referral or using a vendor match service. You can consult businesses similar to yours in terms of size and sales volume: Ask who they use as a provider, if they are satisfied with the service they receive, and if they have any particular recommendations. A vendor search service allows you to compare several different companies, ask for quotes, and choose a vendor based on your requirements. Make sure you compare several different merchant account providers before signing a contract for services.

Merrin Muxlow is a writer, yoga instructor, and law student based in San Diego, California. She writes extensively for Resource Nation, a company that provides resources for business owners, and is a frequent contributor to several sites and programs that offer tools for entrepreneurs, including Dell and BizEquity.

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Starting down a new career path can be both exciting and terrifying. There are a lot of tools on the market that can help you determine what type of career field you should enter. But what if your chosen "career path" is being an entrepreneur and running a home-based business? Do the rules change? Below are five questions to ask yourself to help you determine what type of business might be right for you.

1. What is your passion?

Answer this question with the first thing that comes to mind: If money were no object and you could do anything, what would you do? You might have answered "be a writer", "speak at conferences," "bring my product idea to life" or any number of things. Whatever your answer, this most likely is your passion. I challenge you to take the time to ponder this and see if there is a way to bring your dream to fruition.

2. What types of things did you like to do as a child?

Many times the toys and games we loved as children give us a glimpse into who we have become as adults. If you loved climbing trees, you may now be an "outdoorsy" type of person. Think about how this might be incorporated into your business. For instance, you might enjoy setting up outdoor birthday parties for children or selling herbs from your backyard garden.

3. What type of products would you be interested in representing?

If you're looking in the direction of direct sales, whether that be your own product or an established home-based business option, you need to think through what types of products you'd be comfortable presenting to your customers. Take the time to do some research and find a product that truly excites you. Your customers will see your sincerity and that can sell a product just as easily as a fancy presentation.

4. What skills and experience do you bring to the table?

If you've left the corporate world in favor of working at home, you've undoubtedly brought with you a set of skills. There may be a way to market those skills in a new way and turn them into a profitable business. For instance, if you were an executive assistant you may be able to type 80 words or more per minute. You could set up shop as a Virtual Assistant and help other business owners in processing orders, transcribing documents and much more.

5. Are you thinking outside of the box?

Most of us have a fear of the unknown. We many times assume that if we haven't done something before it is simply out of reach. This carries over to the business world as well. We take our products or services and market them in the same way that we see other business owners using. However, it can be much more effective to find new and innovative ways to market. One home-based business owner I know sells stuffable toy kits. Instead of using the usual home parties and birthday party events, she works almost exclusively with children's hospitals doing fundraisers. She makes a great living and helps not only the hospitals, but the children as well. She is a great example of unique marketing and overcoming the mundane marketing methods that so many business owners resign themselves to.

Your home-based business should be unique to you. It should make you want to get up each morning excited about the possibilities of the day ahead. Take the time to thoroughly think through the questions above and you'll be on your way to making a great, well thought out decision that has your name written all over it!

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Making the decision to sell a business is an extremely important one but many business owners do not realize just how important it is until it is their business. It is absolutely imperative that you take the time to consider your options before making a decision, regardless of whether you built the business from nothing or bought into it and made it your own. There are plenty of factors to consider but if you decide to sell your business, you should do your research before marketing your business for sale.

There are several tips that could help you when selling your business, and ten of them are outlined below. This information is essential so make sure that you adhere to the following points:

1. Plan Your Exit Strategy – Experts agree that you should always plan ahead when you want to sell the business, and begin to prepare at least three years in advance where possible. This allows you to prepare for the handover, both personally and regarding the business for sale. It will allow you to maximize profit and get your paperwork in order.

2. Prepare The Business – If you want to get a higher price when selling your business, you need to make sure that it is well prepared. Any outstanding issues should be solved, new policies and strategies implemented, and fulfilling training will get you up to 10% more on your business than would otherwise be possible.

3. Disregard Your Own Valuation – You are emotionally involved in your business so any price expectations you place on it would be emotionally affected. As such, you are likely to over inflate the price and no buyer will want to know how much you believe your business is worth. The only valuation that matters is that of a valuation specialist or qualified appraiser.

4. Protect Yourself – Have your attorney draw up a confidentiality agreement with no possible loopholes before you make any disclosures pertaining to the business. This will protect your business no matter what and ensure that you are not stung if any sale falls through.

5. Inform Your Shareholders – Shareholders and other individuals with an interest in the business, such as board members, could actually stop any sale of your business going through. Advising them in advance and taking steps to ensure that their influence is ultimately muted is essential. Failing to do so may leave you with your business in your name along with a huge bill for costs incurred by brokers, accountants, and attorneys.

6. Prepare Your Conditions – Many business owners wait until a bid is made on their businesses before preparing their own terms and this can hold up a potential sale. It may even be the cause for a sale falling through. Preparing your written terms and conditions before you put your business on the market will inform buyers before they place a bid. You will then be able to negotiate.

7. Consider Your Retirement – Selling a business may only be the start of your retirement but it could lead to problems in your personal life. You need to consider what you will do following the sale of your business for your own peace of mind and general health. Do not neglect this point. Although it may not sound important now, it will be following the sale.

8. Do Not Give Priority To Price – You should never look at the sale of your business in immediate financial terms. The bids offered may be distinguished as the highest monetary bid and the lower ones, but accepting the former may mean you lose out. Lower bids may have clauses by which you earn a percentage of profits for so many years or even retain shares, As such, the cash amount should be placed behind the content of the bid terms when you consider them.

9. Full Disclosure – No matter what the weaknesses are for your business, you should always make a full disclosure, including warranties, about the state of your business. Be sure to include “to the best of your knowledge” in your contracts, and qualify all disclosure made so you and your buyer know exactly where you stand.

10. Choose The Deal – Approving a deal structure is of paramount importance when selling your business. You need to ensure that you are completely happy with every aspect of the deal. For example, you may want to retain a certain aspect of technology from your business for your future interests so this should be qualified in the terms. You may also wish to keep certain business interests out of the sale. Whatever your decision, you should always act in your own best interests so only offer the deal that you feel comfortable with.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchise opportunities. Sell a business for free with no listing fees and zero commissions. We have all the top franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

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Before you get involved with a franchise and commit to a future within a specific brand or business, there are essential elements of the law that you need to know. That law is determined by the Federal Trade Commission (FTC), which requires franchisors to present all potential franchisees with a specific document offering disclosures at least ten days before a contract is signed or money changes hands. That agreement is known as the Uniform Franchise Offering Circular (UFOC). It is designed to help potential franchisees decide whether an opportunity is the right investment for them and, as such, contains a total of 23 sections.

The Franchisor and its Predecessors and Affiliates – This is the first section and provides specific information about the franchisor. This includes the location, the products / services available, and the experience of personnel working for the company.

Business Experience – This is the second section and it provides you with employment histories for all of the franchise brokers, board members, executives, officers, and management. This is to demonstrate their experience and provides specific information for the previous five years.

Litigation – This is the third section and provides information about any and all litigation that any of the officers, board members, management and executives, as well as the franchisor itself, have previously been involved in. Your attorney should fully investigate any issues arising here.

Bankruptcy – This is the fourth section and is similar to litigation in that it will detail bankruptcy issues instead of litigation proceedings.

Fees – The fifth section informs you of any upfront fees and charges that are applicable to you, including any initial franchising fee that must be paid.

Ongoing Fees – The sixth section details all costs, fees, and payments that are required to be paid following those in section five. This may be royalties, advertising, maintenance, construction, and even staffing costs.

Initial Investment – The seventh section details how much you will need to plough into the business to get it off the ground. These figures are essential for applying for financing and compiling your business plan. Of course, the figures here are typical rather than actual and more of an investment may be required.

Restrictions on Sources of Products and Services – The eighth section is complex on paper but is easy to understand as it details the goods that you are obligated to purchase or lease from the franchisor or its partners. There are often details like the quantities of goods you have to purchase, so you will have an insight into the running of the business.

Franchisee's Obligations – The ninth section details your own personal obligations relating to the business and may or may not include policies, sale figures, training, and the site itself.

Financing – The tenth section will detail an outline of financial plans and arrangements that are available to you as a franchisee.

Franchisor's Obligations – This eleventh section will take some reading as it is easily the longest area of the UFOC. It is also extremely important because it details the franchisor’s obligations to you. It includes various information and all of it is vital to your interests. Pay particular attention to the part outlining the advertising policy.

Territory – The twelfth section of the UFOC details your legal territorial obligations and rights. It outlines whether you have exclusivity or whether you will or may have to share a location with your competition.

Trademarks – The thirteenth section outlines the trademark rights held and whom they actually belong to. It also includes legal details of how the protection works, and thus how and when you will be able to use it.

Patents, Copyrights and Proprietary Information – Further to the above section, the fourteenth section covers ownership of patents and copyrights, and the conditions under which you may use them.

Obligation to Participate in the Actual Operation of The Franchise Business – This may sound complex, but the fifteenth section basically outlines whether you have to be involved in the business personally and the extent of your involvement.

Restrictions on What The Franchisee May Sell – Section sixteen outlines the products you will sell if you invest in the franchise, and gives ideas of further products that you may be able to sell at a later date.

Renewal, Termination, Transfer and Dispute Resolution – Section seventeen is there to protect the franchisor and franchisee because it tells you how and why you may be terminated as well as determining your rights. Should a conflict occur, it would also inform you of how to proceed with a complaint or issue.

Public Figures – The eighteenth section highlights the celebrities or public personas that will be involved in any marketing campaigns, as well as the way in which he or she will receive compensation.

Earnings Claims – The nineteenth section of the UFOC is an important one because it details typical profits, sales, and information about other franchisees. This is not required so it may not be there, but if it is not then do some research to satisfy your suspicions because you need to know these figures.

List of Outlets – Section twenty of the UFOC details statistics about the system that the franchisor employs, including the number of outlets and the location details of at least 100 of them. There will also be information about closures and contract terminations over the past three years.

Financial Statements – Category twenty-one of the UFOC relates to the franchisor’s financial background and the full statements of accounts for the previous three years. It also includes the current balance sheet. All of the above has to be certified by an accountant to maintain their validity. Your own accountant should examine them for you.

Contracts And Agreements – Section twenty-two is exactly what it says it is, so be sure to consult with your attorney to ensure that they are in your best interests.

Acknowledgment of Receipt by Respective Franchisee – The final section is literally an acknowledgement that you received the Uniform Franchise Offering Circular and is of no other consequence.

Although the Federal Trade Commission requires that all of the above be sent to you in the form of a Uniform Franchising Offering Circular (UFOC), they will not have reviewed or approved the information within the document. As such, it is your responsibility to check its accuracy via your attorney and make sure that the franchise business is really in your best interests.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchise opportunities. Sell a business for free with no listing fees and zero commissions. We have all the top franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

You have two big decisions to make when deliberating over whether to use a franchise opportunity to set up a business. If you have already determined that a franchise may be the way to go for you then you have to choose the right one, but how can you do that?

First, you have to analyze yourself in depth to ensure that you have the personal skills, wants, and needs. You have to know exactly what you are capable of and the extent of your business aspirations. Brainstorming is a handy tool to use in this situation and it is essential that you do so before investigating current franchise opportunities that are available. Starting with industry analysis is the best route because you can then match your skill set to the industry requirements. As such, you can then narrow down your options to a few select industries before assessing whether those franchise options would work in your local geographic area. Only then can you begin to contact the franchisors and create a business plan.

When contacting franchisors about possible opportunities, always ask them to send you franchise information. If they are to be trusted then this should be available at no cost. When you receive the information, be sure to read it extremely carefully, paying attention to every detail. Do not take anything at face value and research every detail given in depth. After all, this is your future and no stone should be left unturned. You can use trade magazines, Internet profiles, professional journals, and annual reports. You should also contact the Federal Trade Commission (FTC) and local authorities to make sure that there are no issues with the franchisor. You should extensively look into the reputation, financial health, growth, management, and day to day running of the business because it will be passed onto you as a franchisee.

When you have digested all of the above information and you are happy with it, ask for details of existing franchisees. It is essential to speak to them because they can give you an accurate viewpoint of how the franchisor runs the business, what the management is like to deal with, insider secrets, how the business is faring, and so on. Any good franchisor will be more than happy to provide this information whereas others may be reticent. Franchisees provide critical information so again only pursue franchises that are accessible. Only then should you assemble a legal team and accountant to answer any legal and financial questions you may have. They will also be able to find any holes that you have yet to discover, thus protecting your own interests.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchise opportunities. Sell a business for free with no listing fees and zero commissions. We have all the top franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

Where other businesses struggle, franchise businesses thrive. Wendy’s and McDonald’s are prime examples of successful franchise businesses, and also provide inspiration for those individuals who really want to form their own successful businesses in the future. With a brand behind you and a good idea of what does and does not sell, it is no wonder that you have chosen to consider a franchise.

There are two types of franchises out there. One is the good franchise that takes care of its franchisees, providing training and support throughout. The second type does nothing but take from the franchisee and pushes for profit. There is a third type of franchise and that is the one that will rip off franchisees, taking them for as much money as possible. The latter two are not worth the time, money and energy, whereas the former is extremely desirable.

As such, it is essential that you do your research and investigate a franchise thoroughly before signing a contract or paying out any money. The list of questions below may help you to find the better ones as the answers they will yield will give you enough information to make an informed decision:

1. Have you and your attorney analyzed the franchise agreement in detail and do you both completely agree with the details?

2. Are there any elements or step required of you that would break the law or be to the detriment of yourself or your country?

3. Do the provisions in the franchise agreement give you exclusive territory for the period of your contract? If not, what is the maximum number of franchises that may open in your area?

4. Is this franchisor connected in any way with any other franchise company handling similar products or services?

5. If you answered yes to the above question, what is your protection against the second franchising company?

6. If you decide to end the franchising contract for any reason, what are the provisions for you to pull out of the contract and how much would you have to pay to break the agreement?

7. Are you able to sell your franchise during or at the end of your contract? If you are legally allowed to do so, what are the repercussions related to compensation?

8. What time period represents the duration of your contract and how long has the franchisor actually been in full operation?

9. Does the company offering you this franchise have a reputation for honesty and fair dealing among its franchisees?

10. Has the franchisor shown you any certified figures indicating exact net profits of one or more of its members, and have you personally checked the figures with these people?

11. Are you able to tap into franchisor assistance with training, PR, advertising, capital, credit or merchandising?

12. Are you offered assistance for finding the best location possible in your chosen area?

13. Does the franchising firm have solid financial input to ensure stability and the establishment of goals?

14. Does the franchisor have experienced management, trained in-depth?

15. Can the franchisor do anything above and beyond what you are capable of yourself?

16. Have investigations into your background been carried out and has the franchisor been assured that you are capable of making a profit?

17. Does the state in which you live in have franchising laws in place, and does the franchisor adhere to them completely?

18. How much equity capital will you need to purchase the franchise and operate it until your income equals your expenses?

It is extremely important to answer these questions fully and to your complete satisfaction. If this is the case then you may be extremely eager to become a franchisee. However, you should research all answers to get them verified in several places to ensure that your investment would be a wise one.

Purchasing a franchise can provide you with stability and profits in a short period of time but that is not to say that it is infallible. Less than 20% of all franchises fail so you need to ensure that you do not become a statistic. Information regarding specific franchising ideas can be found in the franchising directories, which are generally available at the local library. This will give you a little assistance to get started but you need to ensure that you are completely happy before committing.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchise opportunities. Sell a business for free with no listing fees and zero commissions. We have all the top franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

Franchising has a longer history than many people may imagine but there have been several defining moments during its history. One of the biggest events occurred on October 21, 1979 when the Federal Trade Commission (FTC) introduced the Franchise Rule. This was designed to protect franchisees because it asserted that all US operational franchisors were legally obliged to fully disclose details that all potential franchisees should know before committing to investment.

As such, it enforced FTC standards to ensure that all disclosures contained uniform information that has been prepared to meet the legal criteria. One of the main requirements of this law ensured that there has to be evidence to support any financial details given. This in turn assures all potential franchisees that there is profit to be made and make them fully aware of any pitfalls.

More specifically, the Franchise Rule requires the following information to be disclosed by all franchisors:

(a) The franchisor must declare its affiliates, directors, officers, management and individuals responsible for all areas of the business, such as training, support, and franchising information.

(b) The franchisor must declare whether it or any of its officers, management, and directors have ever been bankrupt or faced lawsuits in the past, even those from before the individual in question joined the business.

(c) The exact amount you are expected to pay in franchise fees and various other associated charges must be disclosed. This includes all immediate and ongoing payments after the franchise contract is signed and the business has opened.

(d) Any and all restrictions on the quality of goods and services that you, as a franchisee, may use. This includes any purchase restrictions that may be in place.

(e) Any help and support that will be offered by the franchisor and any affiliates including financial support.

(f) All restrictions applicable to the goods and services you will be managing and selling, as well as any restrictions that you have to work with when dealing with customers.

(g) Any advantage or guarantees provided regarding the location and locality of the franchise.

(h) The franchise conditions under which your franchise may be terminated, sold on to another franchisee, repurchased, or modified.

(i) Franchisee training programs that are available and any fees associated with them.

(j) The involvement, if any, of celebrities or known figures in the public eye within the business, whether in advertising or behind the scenes.

(k) Site selection assistance that is offered by the franchisor.

(l) The number of present franchises, franchises projected for the future, franchises terminated or not to be renewed, and the number repurchased in the past.

(m) Full financial statement disclosure.

(n) How far you are expected to participate within the franchise operation after becoming a franchisee.

(o) Full disclosure of proof for earnings and profit claims made regarding other franchisees.

(p) Full names and addresses of franchisees that you can talk to.

All of the above legal considerations of franchising must be fully disclosed during initial contact with the representative of the franchise, whether that is a broker or the franchisor him or herself. As soon as the franchise opportunity is discussed, the legal considerations must be fully disclosed. The disclosure must be at least ten days prior to payment or to any franchise or related contract being signed. This pertains to the contract signing itself and also any financial statements changing hands.

The Federal Trade Commission does not require franchisors to register, but depending on the state your franchise may be in, it may have to register on a local level. The Uniform Franchise Circular Offering (UFOC) guidelines have been adopted by most states as a result of their strict disclosure requirements. However, you should never take it for granted that the franchise is registered or offers full disclosure, thus providing you with protection of any kind. You must research the franchisor fully before committing.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchises for sale. Sell your business for sale for free with no listing fees and zero commissions. We have 1000s of franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

The phone was ringing and I couldn't find the energy to answer it. I knew I should answer, needed to answer, but couldn't summon the strength necessary. I'd been fighting the discouragement and frustration of a lingering illness for months and didn't see any end in sight. Doctor's said I'd see an improvement within six months of beginning this new medicine, but a month in and nothing felt different, in fact, I felt worse. I couldn't imagine how my business was going to survive if something didn't change soon.

Dealing with sickness as a mom is always challenging. When you add in the responsibilities of a business it can feel downright impossible. As I dealt with my health problems over the course of the last year, I've found a few ways to keep my business afloat while I'm healing.

Schedule your time in small chunks.
During the toughest weeks of my illness, I would set daily goals like "work for one hour" and "work on laundry." By giving myself small goals like these I was almost always able to achieve them. It is amazing how crossing things off from my to-do list helped me to feel productive. My efficiency was a far cry from what it normally is, but I felt encouraged by these accomplishments.

It's also imperative to schedule specific times to rest. Despite the fact that I was sick, I felt guilty for feeling so tired all of the time. By penciling in fifteen minutes or so at a time to rest, I was freed from the guilt. It became one more item to check off of my daily to-do list.

The extra benefit was that scheduling it in helped my three-year old to adjust to these short nap times. I would lay on the couch and rest and he would sit with me and watch a movie or play the Wii. This way I always knew where he was and he knew I was there for him if he needed me.

Outsource as much as possible.
My virtual assistant (VA), without even being aware of it, was crucial to me during this time. She was able to take on some of the tasks that I do on a regular basis. What a relief to know that I could count on her to do the things that HAD to be done. Even the weeks when I was at my lowest I knew the necessary tasks were taken care of.

If your kids are old enough you can "outsource" some additional chores to them while you're healing. My six-year old was such a great source of hope and help to me. By helping me more than usual with tasks like laundry, vacuuming and even cooking (she can put crescent rolls on a cookie sheet better than any other six-year old I know), she felt like she was assisting in my recovery. So often our kids feel helpless, like there is no way that they can help us when we're ill. This was a wonderful way for her to feel needed and helpful.

Let your family help.
During the months that I dealt with health problems, my family played a crucial role in keeping my business afloat. My husband would often take the kids out to dinner or simply outside to play, giving me time to rest and work if I felt up to it.

Grandma, too, comes in especially handy if she's available and willing. Although, a neighbor or good friend may be willing to help out when needed.

Don't take on too much.
Even when you're feeling your best it's important to learn the art of saying no. Know your limits and don't go overboard - even with good activities. When you're dealing with sickness, it's imperative that you be honest with yourself about your limits. Don't try to take on all that you would were you well.

When faced with making a decision about a new project or other activity you're considering, write out your schedule and take a close look at it. Can you afford to add anything? Is there anything that can be cut?

Be nice to yourself.
Take the time to treat yourself to a small reward near the end of each day. This can be something as simple as taking a bubble bath or going out for fast food instead of cooking. Don't let guilt overwhelm you. Remember, the better care you take of yourself, the more energy you'll have for those tasks like cooking and laundry that now seem exhausting.

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For any individual looking to capitalize on franchising opportunities and owning a franchise business, there are several advantages to consider. Some of those you may be interested in are outlined below:

The Franchise Business Pros
· Having a brand behind you, whether it is locally or nationally famous, will save you a lot of time and money that would be needed to create your own brand or trademark. You will also attract customers immediately rather than having to advertise extensively.
· You will have an established business framework to work within, which dramatically reduces the risk associated with a startup business.
· You will already have tried and tested suppliers and services at your disposal, which will again save you the time and money associated with finding your own.
· You will receive ongoing support for sales and marketing throughout your franchise ownership. Franchisees often choose to tap into the help that is offered to them throughout their tenure via existing marketing and advertising assistance.
· Franchisees often get comprehensive financial assistance because banks are often more willing to lend money to well-known brands and names than business startups that are completely unknown to consumers. Franchisees may also have access to direct financial assistance from the franchisor.
· The risk of investing in a franchise is lower than it is for a regular business startup. An established concept is much more desirable because there is less risk.
· Continued development opportunities and research will be available. Franchisors tend to choose to tap into information concerning competition in the local area, seasonal goods, demand, and local attitudes.
· You will get business support from your franchisor, which will help to find you the best possible site and enable any construction work that needs to be done in addition to employee training and operational assistance.
· All business procedures and methods that you use will already be tried, tested, and proven to work.
· The quality and desirability of the franchisor products have been proven and come at a certain standard level that is well established.
· You will have the buying power of the franchisor and centralized purchasing at your fingertips, so costs may be reduced as a result of bulk buying savings that are handed down to the franchisee.

In addition to the pros of franchise businesses as outlined above, there are also others that you may want to consider. For example, expansion may come more easily with a franchise business and you may enhance your business interests with additional businesses, either within the franchise or outside of it. This is how dreams of riches become realities.

That is not to say that there are not cons and disadvantages associated with franchise businesses. A few of them are outlined below:

The Franchise Business Cons
· You may lose ultimate control of your business as a result of the established franchise standards that you have to run your business in accordance with. You may also find that you cannot implement your own ideas and initiatives.
· The level of royalties could be as much as 10% or more in select cases, which will of course affect your profits.
· You will have to pay an initial fee to buy into the franchise. It could be as little as $4,000 but may extend up to $50,000 so there is significant initial outlay.
· You will have to pay advertising fees to ensure that your business is recognized as existing in your current location. If the franchisor advertises poorly then your fees are wasted.
· You may have to buy a signage pack from your franchisor. Some franchisors insist on you buying their specific signage and so you may find it extremely expensive.
· If the franchisor gets into difficulties then so do you. As you effectively bear their name then you bear the brunt of a problem, including issues with suppliers.

In conclusion, although there are some disadvantages with having a franchise business, the positives far outweigh the negatives. The risks of failure are significantly reduced and so there are fewer problems than a brand new startup business. Of course, you should always ensure that the paperwork is in order, and you should complete your research and due diligence before committing because there are no guaranteed profits, and you would ultimately be responsible should the venture fail.

About the Author:

GlobalBX provides a FREE business for sale exchange connecting business buyers, sellers and lenders. Search over 32,000 businesses for sale and franchises for sale. Sell your business for sale for free with no listing fees and zero commissions. We have 1000s of franchises as well as franchise resales. Find franchise reviews and get free franchise information. You can also contact over 300 lenders directly and get a business loan.

Article Contributed By Robert Skrob

After becoming burned-out as a business consultant who was maxed out on time, I determined that I would never significantly increase my income without taking on additional clients. This meant I had to hire more employees. Realizing that I had neither the time nor energy to make that happen, I looked to the business model many information marketers attribute to their success: Do the work once and get paid many times.

You see, info-marketers have the unique ability to sell products that create recurring income.

Unlike Traditional Businesses, Info-Marketing Business Can Run Without These Three Things:

1. Continuous manual labor
2. Constant interaction with customers
3. Employees – except possibly a virtual assistant

Here's why.

Info-marketers put a lot of work into creating info-products such as DVDs, books, e-books, CDs, magazines, websites or teleseminars. They do a very good job at creating advertising and marketing programs to support sales. Then, they sit back and make continual profits from these products.

By creating additional similar or complimentary products and services, info-marketers are able to use their existing customer bases to generate more revenue. People who buy information products are much more likely to hire that person to perform additional services such as copywriting.

Quite simply, like other successful info-marketers, having your own published information product makes you the obvious expert. It shows the customer the complexity of the services and the special ability you have to perform them. The only possible conclusion for the buyer is that he should hire you when he needs help with his business or hobby.

What Happens When You Go From Consultant to Info-Marketer

Today, that formerly burned-out business consultant no longer exists. I am now the owner of a successful association management company that provides coaching, marketing, consulting and copywriting services to info-marketers. I am also the co-founder of the Information Marketing Society and author of Start Your Own Information Marketing Business, an easy-to-follow manual that offers steps to building a successful info-business from the ground up. The book features 12 experts in the field of info-marketing who are considered to be some of the most successful in the industry. The group's compilation of tips is today's go-to manual for newcomers in the industry who strive to start a successful and lucrative info-marketing business.

The book offers helpful advice such as how to diversify your info-marketing business, and how to turn info-products into money-generating tools that drive million-dollar home businesses.

The info-marketing business is so diverse there is literally something for everyone. Whatever your expertise is regardless of your age or education, if you can name a topic, there is a market for creating an information marketing business. Take action and start your own information marketing business.

Robert Skrob, President of the Information Marketing Association teaches burned-out business owners and consultants how to build 6 and 7 figure income information marketing businesses simply by creating products once and getting paid many times over. Now you can get his FREE Video revealing how 5 info-marketers easily created fast-selling products & how you can too. Get free access now at http://www.infomarketingstartup.com

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Article contributed by Michelle Ulrich

1.Social networks – how to work it
a.http://www.craigslist.com
b.http://www.fastpitchnetworking.com
c.http://www.ryze.com
d.Ning.com is a create-your-own social network site

2.Free Classified Ads
a.Backpage
b.Craigslist
c.MySpace – need to be a member with a profile, I believe

3.Teleclasses/Podcasts
a.These can be pre-recorded if you don’t want to interact with others
b.Teleclasses are great for getting the word out about your products/services; guest speakers can promote you to their list and increase your list on a monthly basis
c.Use www.fullcalendar.com to promote teleclasses and events

4.Joint Ventures – co-creation of…
a.New products
b.New teleclasses
c.New workshops
d.New podcasts
e.New ebooks
f.Limitless ideas…

5.Strategic Alliances
a.Promote one another via banner ad exchanges
b.Promote one another via ezine or newsletter mentions

6.Article submissions
a.Write an article – submit online
b.Repurpose into an ezine article or ezine series if article is long
c.Repurpose into a podcast
d.Repurpose into an ebook with additional resources
e.Repurpose into a speech/presentation for live events

7.Ezine submissions
a.Write an ezine – submit online to ezine banks
b.Repurpose into an article
c.Repurpose into a podcast
d.Repurpose into an ebook with additional resources
e.Repurpose into a speech/presentation for live events

8.Ezine with tips, resources, trends
a.Submit to ezine banks for additional subscribers

9.Blog
a.Blog or have someone else blog for you no less than 3x/wk
b.Pick a theme for each month to make it easy
c.Base the theme on your teleclasses and ezine, etc. to make all items/tasks easier to complete

10.Affiliate accounts
a.Amazon – book store, software store, web store, etc.
b.Commission Junction
c.Create your own affiliate account – essentially provides a means for others interested in your product a way for them to make a small percentage while you gain a virtual sales force

11.Blogtalk Radio – 15 mins – longer monologues or full blown radio show; record to podcast
a.Repurpose into an article
b.Repurpose into an ezine piece
c.Repurpose into a podcast
d.Repurpose into an ebook with additional resources
e.Repurpose into a speech/presentation for live events

12.Get involved; share your passion
a.Share your passion with others
i.Online
1.Social networks
2.Forums
3.Message boards
ii.In person
1.Networking
2.Volunteer opportunities in community
3.Church
4.Youth groups
5.Etc.
iii.Don’t forget to share your projects and/or websites with others

About the Author
Michelle Ulrich is the Chief Villager and founder of The Virtual Nation™, an educational destination for Virtual Professionals around the globe. Michelle is an avid believer in giving back to her industry and she does this by offering coaching, teleclasses, resources, and tools, in addition to providing a community of learning, a nation of culture, and a virtual village for her members.

She maintains her private practice where she specializes in working with authors, coaches and speakers who struggle to keep up with e-commerce and new technologies. Clients can check out her services at www.virtualbusinessmarketing.com, while Virtual Assistants can find her over at www.thevirtualnation.com. She can be reached by telephone at (916) 536-9799 in the Pacific time zone.

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This article is contributed by Michelle Ulrich.

1. Website
a. http://smallbusiness.officelive.com/ - FREE
Microsoft Office Live Basics is the easy way to get started on the Web. If you have always wanted your own Web site, Microsoft Office Live has just made it easier — much easier.
- Free domain name and Web hosting
- Easy-to-use Web site design tools
- 500 MB of Web site storage space
- 25 company-branded e-mail accounts
- Web site reports
- Search advertising tool with $50 credit* - (I do not recommended to start)

b. Go Daddy’s Website Tonight for as little as $4.00/month

Go Daddy has THREE plans (or so) to choose from!

Blog instead of a website
c. Blogger.com – Free
d. WordPress.com – Free
e. TypePad.com – Basic Level is Free
i. With TypePad Basic you’ll be blogging in minutes. Choose your design from dozens of professional templates. TypePad makes it easy to include pictures and links, manage comments, and categorize your posts. Includes 100MB of storage and 2GB of bandwidth per month.
ii. $4.95 per month for higher level of service (more storage space, etc.)

Benefits of a blog versus a website
- No web designer needed
- Pick a template and start adding content
- Useful for selling one product (i.e. a book, ebook, info product, etc.)
- Useful for selling a relationship with potential clients
- Useful for opinion writing – be careful what you put out there; people read blogs!
- Hone writing skills
- Post at a minimum of 3x/wk for higher Google rankings
- Can also be a link from a website, which also increases traffic to your website

2. List capture form on your website and ezine delivery
a. iContact.com $9.95/month for up to 500 subscribers; 15-day free trial
i. Non-profits receive 20% discount and may pay by check monthly, quarterly, or annually
ii. Templates or design and paste HTML code
iii. Surveys
iv. Auto Responders
b. ConstantContact.com $15/month for up to 500 subscribers; 60-day free trial
c. CampaignMonitor.com
i. For each campaign you send with more than 5 recipients, you pay a flat delivery fee of $5 plus 1 cent/recipient. Any campaigns you send to 5 or less people are free of charge.
ii. Let's say you're sending an email newsletter for a client to their database of 4,500 subscribers. To send this newsletter, you will be charged $5 plus a cent for each recipient, $45 in this case, making a total of $50. All prices are in US dollars.

3. Shopping Carts and eCommerce
a. Mals-e.com
i. Shopping cart, digital downloads and affiliate program ONLY
ii. FREE for up to 1000 digital deliveries per month; you can purchase more as you increase your sales.
iii. $8/mo option for unlimited orders per month
iv. $95 flat one-time fee for their mOrders plus version for a desktop application for downloading and ‘databasing’ orders properly and permanently. www.mals-e.com/morders.php
v. Reporting
vi. Numerous third-party add-ons

b. E-Junkie.com
i. FREE 1-week trial
ii. $5/mo for 10 products/50 MB storage space; rates go up to $125 incrementally based on the number of products
iii. Product storage and delivery
iv. Easy to use, pop-up free, installation free
v. Shipping and postage calculations
vi. Sales tax and VAT calculations
vii. Inventory management
viii. Product promotion
ix. Discount codes
x. Affiliate management
xi. Customization (even works with an existing cart for digital downloads)
xii. Tracking, logging and notifications
xiii. Global acceptance
1. download page and email in language of your choice
xiv. Extras
1. send out free expirable download links
2. Works with eBay and MySpace, too!

c. Payloadz.com
i. Digital downloads ONLY
ii. FREE for up to $100 transaction limit / 50MB of storage
iii. $15/mo for $500 transaction limit / 100 MB of storage

d. WAHMcart.com
i. Full shopping cart very similar to Professional Cart Solutions (see below for full list of options, but you get EVERYTHING for $29.99/mo – no tiers

e. Professional Cart Solutions (aka – 1shoppingcart.com and many other private labels)
i. FREE 30-day trial or $3.95 for 30-days depending upon private label partner
ii. Four tiers of service
1. Starter $29
2. Auto Responder $29
3. Basic $49
4. Pro $79
iii. Shopping cart
iv. Broadcast (ezine, email announcements, etc.) delivery
v. Auto Responders
vi. Digital downloads
vii. Affiliate program
viii. Ad tracking
ix. Reporting
x. Payment processing with PayPal as well as a large list of merchants such as Authorize.net; QuickBooks/Intuit will be on the list soon (poss. Fall 2007)
xi. Templates for ezine delivery to come out soon (poss. Fall 2007)

4. Online Publishing Centers
a. CaféPress.com
b. LightningSource.com – Most recommended by traditional publishers if you must do Print On Demand (POD).
c. Lulu.com

5. Miscellaneous online services
a. CentralDesktop.com – Free online collaboration tool for up to 3 users; $25/mo for up to 10 users and other various packages. Use this tool to work with a virtual team to delegate the projects or pieces of larger projects.
b. EventBrite.com – Event management program. First event is free, then up to $9.95 each event. For paid events, your PayPal, Google Cart or merchant fees shall apply. You can specify donations or payments, number of ‘seats’ available, reporting, and lots of extras.
c. Evite.com – Free event management tool where you can pick a template, customize one on your own, add your Outlook contacts, track responses, and it even integrates with PayPal for paid events.
d. Foldershare.com – Free folder sharing application from Microsoft (a bit clunky to set up between two parties, but is an awesome program for sharing documents with clients, subcontractors, etc.)
e. Google.com – Google offers email, word processor, spreadsheet, calendar, classifieds (Google Base), groups, Blogger, Desktop and lots of other programs for FREE.
f. OpenOffice.org – Free office suite similar to and compatible with Microsoft office. Includes a word processor, spreadsheet, presentation manager, and drawing program. Interface similar to other office suites.
g. SurveyMonkey.com – Free up to 10 survey questions with 100 responses allowed; $19.95/mo for unlimited questions per survey and 1000 responses allowed, $200/yr to have unlimited questions and responses.
h. TheBasementVentures.com – Host teleclasses, teleseminars, etc. with this free tool. You can even record your own audio and then copy and paste the html code on your website, download the mp3 file and burn it to a CD for info product sales.
i. Thumbstacks.com – Free webinar presentation tool. This is for PowerPoints or various incarnations of PowerPoint only.
j. YouSendit.com – Free file sending program; $4.99/mo for 2 GB file sending, send multiple files, and no ads on your ‘send’ invitation.
k. Zoho.com – Office suite with free and $5 on up for other options. Word processing, spreadsheet, presentation tool, Wiki, notebook, Meeting (desktop sharing, web conferencing, online meetings, etc.), projects, CRM, database creator, planner (online organizer), chat, mail, and more.

About the Author
Michelle Ulrich is the Chief Villager and founder of The Virtual Nation, an educational destination for Virtual Professionals around the globe. Michelle is an avid believer in giving back to her industry and she does this by offering coaching, teleclasses, resources, and tools, in addition to providing a community of learning, a nation of culture, and a virtual village for her members. Education is the foundation of her organization as well as for her own personal and professional development. Michelle has been a community college instructor teaching a Virtual Assistant certificate program online. Aside from coaching and teaching, she is also a speaker and soon-to-be author on the subject of Virtual Assistance. She maintains her private practice where she specializes in working with authors, coaches and speakers who struggle to keep up with e-commerce and new technologies. Clients can check out her services at www.virtualbusinessmarketing.com, while Virtual Assistants can find her over at www.thevirtualnation.com. She can be reached by telephone at (916) 536-9799 in the Pacific Time zone.

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This article is by our guest writer Diana Ennen, who is also the Author of Virtual Assistant: The Series, Become a Highly Successful, Sought After VA, & The Corel Word Perfect Office Ready Virtual Assistant Solution Pack. She also owns a website: http://www.virtualwordpublishing.com

Setting up a virtual assistant business is relatively easy, but it's important to have a complete plan of action set out in advance. I'm a firm believer that the initial planning phase of a business is crucial to its success. This ensures that you don't leave any vital steps unaddressed and also prevents any unexpected surprises down the road. Therefore, I recommend first writing a complete business plan for your business. Nothing technical, just how you plan to operate your business including advertising methods, pricing, business hours, equipment and supplies needed, etc.

The next step is to select the appropriate name. Take your time here as you want your business name to be an asset by appealing to your potential clients. Your name needs to clearly express what services you provide and not limit you if you choose to expand your business into other areas. Decide on a name that people would want to call if they have virtual assisting needs.

To operate a business you are required by law to have the appropriate licenses. This is your permit to do business locally. It's a simple procedure that doesn't require a considerable amount of time. Contact your city and county officials under occupational licenses for complete details or go online. Most VAs start out initially as a sole proprietorship and then might change later.

Now it's time to set up your bookkeeping. I find that the most important ingredient to keeping good books is keeping it simple. If it's easy to do, and doesn't require a lot of effort, I tend it do it more regularly. You will want to keep track of all your income and expenses. Save all receipts and pay all your expenses out of your business checking account. A software program such as Quickbooks is ideal for our type of business. Not only does it allow you to keep accurate records, but it also enables you to track exactly where the most money is coming from. This enables you to target your marketing efforts more in that area.

Now you must decide how much to charge. Don't undercharge your services. Many make this mistake. They feel if they price their services substantially below everyone else, they'll get more business. That's true--you might get more business, but you'll also be working outrageous hours and not making the kind of income you should. Call others in your area and see what they are charging. The average prices being charge today are between $35.00 and $100.00, depending on the specialty. I personally recommend starting no lower than $35.00/hr.

Now you need to get those clients. The key to successful marketing is to tell clients what benefits they will receive by answering their main question, "What's in it for me?" Keep in mind, you're not selling your services, you're selling the benefits of your services. What can you offer them that would make their business run more successfully? An example of this would be accurate dependable service done on an "as needed" basis.

It is also important to have an impressive marketing piece. Your brochures, letterhead, flyers, business cards, etc., should look sensational. Think back on what has caught your eye in the past. Now design your material with that in mind. The most important requirement is that it must be professional and convey that you are more than someone typing documents. Businesses want to deal with other professionals. They don't want to risk their work, and possibly their clients, on someone who is not. Let them know this is exactly what they will receive when they seek your services. Places such as Vistaprints offer affordable printing.

Once established, word of mouth is your best advertisement. When people get professional, accurate, and friendly service they tell others. If you offer such exceptional service, you can be assured that you will need to advertise only at the onset to get your business started. From then on, your repeat clients, and referrals from them, will keep your business thriving.

Recognition is also a key to success, whether it's through the press releases, articles, message boards, newspapers, chats, your website, radio or TV, when clients see your business repeatedly, they become familiar with your company and when the need arises, they will call you. Therefore consider where you can advertise that can keep your name out there.

Now that you've got the clients, you need to keep them. The best way to do this is to always provide them with more than they ask for. Go the extra mile on all assignments. Let them know that you value their business and are eager to help them succeed.

And finally, enjoy your business. Many start their own business to spend more time with their family. It's the perfect way to stay at home and still make an excellent income. Firmly set your hours and learn to say no. Remember it's your business and often your dream come true. By learning your limitations, you can keep it a wonderful experience that both you and your family will enjoy.

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Blogging is quickly becoming the new favorite for small business marketers. Mainly because of the amazing results they received when they blog regularly. And publicity isn't the only benefit to blogging. There are many ways that blogging can add merit to your business. In fact, The Wall Street Journal recently featured The CWAHM blog in an article on how blogging can help small businesses create a buzz for their products and services. The results from this were amazing and prove that blogging truly works: http://online.wsj.com/article/SB120526706660828097.html?mod=ITPWSJ_20.

Here are the top ten ways to use blogs to increase your business revenue.

1. Ad revenue - Offering paid advertising on your blog is one of the easiest ways to see tangible evidence of the benefits of blogging.

2. Link swaps - Swapping links with other like-minded bloggers increases your standing with search engines. One of the biggest blogs available, problogger.net, recently completed a survey in an attempt to find where bloggers get the most traffic? The overwhelming response? Google at 46%. This shows us how important search engine ranking are. Link swaps are just one way to improve yours.

3. Reviews - Another growing trend online is that of the customer review. People appreciate reading the thoughts of others before they purchase a product. It doesn't seem to matter how big or small the product, either. Posting reviews of books you've read, CDs you love, etc, is a great way to generate traffic for your blog.

4. Free offers - Who doesn't love a freebie? There are many ways of using freebies to your advantage.You can offer a free ebook when someone signs up for your newsletter is an easy way to build your subscriber base. Many blogs also offer contests for those who post comments or interact in other ways on the blog.

5. Blog tours - Being a part in a blog tour is like being the next stop along the railroad. If set up correctly, the tour will send participants from one blog to the next to read more about whatever topic the tour is covering. I've participated in many blog tours for book releases. It's a lot of fun and a great way to bring new readers to your blog.

6. Networking - It goes without saying that building relationships with people is one of the oldest ways of gaining long-time, loyal customers (or in this case, readers). Taking part in the comments discussion on blogs and forums is a great way to do this. The key, though, is to be authentic. Don't simply blast places with the link to your blog; take part in the discussion and provide useful information - not just your URL.

7. Directories - Listing your blog in blog directories is probably not the best way to generate traffic, but it can be useful in certain ways. It's a great way to connect with other like-minded bloggers and possibly generate some link exchanges, etc.

8. Press/Media - Getting media attention can be challenging. One great way to bring your blog to the attention of the media is to send out Press Releases when something newsworthy happens on your site. For instance, when I offered a free e-book on my site for Mother's Day I put together a press release to announce it to the world.

9. Consistency - Posting on a regular basis is key. Try to find a schedule that works for you and stick to it. Even if you can't blog every day, work to get posts out there two to three times a week. Most blogging software, including Wordpress and Blogger, allow you to set the date and time our post will be published. Utilize tools like this to keep your blog consistently updated with fresh, new content.

10. Updates - Finding ways to keep your readers informed is a sure-fire way to keep them coming back to your blog. There are a quite a few ways of accomplishing this, such as offering a newsletter, setting up a Feedburner.com account, and making your RSS feeds easy to find and subscribe to.

Diana Ennen, co-author Virtual Assistant - The Series: Become a Highly Successful, Sought After VA, and co-host of MomCast Live, has been blogging for the past few years and states, "One of the greatest benefits I see to blogging is the results you see in Google ratings. Often times I will post to my blog and it will appear in my Google Alerts almost instantly. I post all my articles on my blog, as well as client's articles and press releases. It's a great way to generate more exposure for all your marketing efforts if you use your keywords effectively. If I'm posting on virtual assistants, I will make sure I post the keywords Virtual Assistants in the title and throughout the posting."

Want to take your business to the next level or even six-figure status? It can be as easy as learning the ins and outs of blogging. Once you start seeing the results, you'll be a believer just like us.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Are you one of those people who are guilty of just stuffing your receipts into a folder and thinking 'I'll sort that out when I've got time'? Do you need a more organised bookkeeping system, nothing too flash, just something that's simple and easy to manage?

Follow my tips below and you'll soon have that simple and easy-to-manage bookkeeping system that won't bring you out in a cold sweat whenever you hear the words 'tax return'. And I promise you, it works!

1. Gather your supplies!

Get hold of a large ring binder, divider cards, A4/letter-sized paper, stapler, pen, all your business receipts and invoices, plastic folders and a large coffee (or whatever else you prefer!).

Then lock yourself away for a couple of hours.

2. Get Organized

You now need to organize your ring binder into the following sections:

Invoices - Unpaid -- this section is for your outgoing business expenses that have not yet been paid i.e. supplier invoices. Write on the top of each invoice the date it needs to be paid by and place all unpaid invoices in 'date to be paid' order with the earliest one on top.

Invoices - Paid -- this section is for your outgoing business expenses that have been paid or you've paid at the time service was rendered, i.e. that ream of paper that you bought from the office supplies store. Staple each receipt on to a blank piece of paper rather than just putting them directly into the ring binder. This just makes it easier to see at a glance all your receipts and you can also make notes on the paper. Also write on the top of each invoice/piece of paper the method of payment.

Receipts - Unpaid -- this section is for all your invoices that you have sent to clients that have not yet been paid. Write on the top date payment is due and put them in date order so that it's easier if you have to chase overdue invoices.

Receipts - Paid -- this section is for all your invoices that have been paid. Write on the top the date it was paid and how it was paid i.e. cash, check, credit card etc.

Bank Statements -- this section is self-explanatory! Just keep everything in date order.

3. Schedule It In

Now that you've got your system in place, schedule in each week/month to keep your bookkeeping binder up-to-date. In between updating place all your receipts and invoices in a plastic folder so that everything is together when you come to update your system--it would be too time-consuming to add each receipt as you get it!

What Next?

Depending on how far you want to handle your own accounts, you can either hand your very organised bookkeeping binder over to your accountant at the end of the financial year for them to prepare your final accounts, or you can maintain your own books with the use of financial accounting software.

Either way, you've now got a bookkeeping system that is simple and easy-to- manage and won't cause you to break out into a cold sweat at the very mention of the words 'tax return'.

Online Business Manager & Virtual Assistant, Tracey Lawton, supports professional speakers, coaches, and authors to operate an efficient, organized, and profitable business. Learn how to create an efficient and organized office in 7 EASY steps, and receive free how-to articles at http://www.OfficeOrganizationSuccess.com.

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Working from home is growing in popularity in this unsettled economy. It’s great for the working parent as they can be there for their children and save money by avoiding the long commute day in and day out. Bosses are growing to appreciate this style of work as working from has actually proven to churn out more productive workers. However, when working from home there are always the temptations to stray from your work or just plain getting distracted. It may sound like a dream but it takes some serious discipline to work out of your house. Here are five tips to increasing your productivity as you stay home and work:

1. Stick to a schedule.

If you’re used to a 9 to 5 day then carry that over with you as work you from home. If you fall into a trap of putting things off and laying on the couch until 11 or 12 you’re going to get behind and this whole idea of working from home will go up in smoke. It’s imperative you treat each workday the same as you would if you were going into the office as normal. Wake up and shower and get dressed professionally. Don’t turn on the television; go to your workstation and begin tackling your day.

2. Set up a true workstation.

If you have your computer in the family room where there are distractions galore then move it to an unused room away from these temptations. You have to create some semblance of an office setting. Do you have a comfy couch with cozy blankets at your office? No, you don’t.

3. Let everyone know where you can be reached.

Give out your cell phone or land line numbers to your clients and co-workers. If you change your email address then let this be known. There can be no miscommunication and nobody will care about your excuses. The prevailing theme you must remember is that you’re still doing the same work; you’ve just changed locations. Consider it as you got moved to another office.

4. Leave your work at home.

As you’ve already developed a schedule (see step 1), you must stick to it. Once five o’clock rolls around it’s time for you to leave work and live your life. If you don’t follow the schedule you’ll fall into the trap of sneaking away to your computer during family time and odd hours when the rest of the people you work with are away from the office. You have to stay on the same page as your industry and Saturday mornings at 10 a.m. are probably not peak hours.

This post was contributed by Heather Johnson, who is an industry critic on the subject of types of credit cards. She invites your feedback at heatherjohnson2323 at gmail dot com.

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Business Opportunities And Ideas: Having racked your brains for weeks to find the perfect home business idea there can be a sense of elation when you finally decide this is it - I’ve found my big idea. The excitement can soon evaporate however when you’re faced with the next challenge - actually turning the idea into a real live business. This articles guides you through the process, suggesting what you need to be doing and why.

1) Research your market and evaluate your idea

Before you launch any business you need to evaluate you business idea ask yourself these questions:

* Is there a market for your product or service, if so is the market growing, stable or shrinking? Who says the market exists?
* Is the market in your location or accessible to you? If so is it big enough to support the business opportunity, or put another way, can reach a big enough market from your location?
* What are the risks associated with the business?
* Has the business idea been proven by another business elsewhere? Does the business model stand up to scrutiny?
* How prone is the business opportunity to competitors? Are competitors likely to be able to undercut you or offer a better product or service that you can’t match?
* What will you make from the business? Is the Return On Investment (ROI) worth the risks involved? Will you actually make more money than you spend?

Don’t be afraid to ask other businesses that service the same customer for their advice and feedback on your idea.

2) Plan ahead

It’s often said that failing to plan is planning to fail and it’s true. One of the biggest causes of business failure is a lack of cash usually because the owner did not plan for all the expenses that would be incurred. The great thing about a home business however is the low start-up costs - you won’t need a penny for office space or rates.

Create a business plan

To avoid this create a business plan. It doesn’t have to be much, it doesn’t even have to be a formal document (unless you’re raising finance) but document what you are going to sell, whom you are going to sell to, why they are going to buy from you, how you are going to deliver it and what you are going to charge them. Set yourself some goals and deadlines - most of us work hardest when we are working to achieve a deadline.

Find some funding

Create a list of all the expenses you expect to incur and if you’re giving up another income to pursue this business make sure you have at least six months of living costs saved up on top of that. Ideally you want to fund the business from savings, if you can’t then think carefully about delaying starting until you have - alternatively you can use loans and credit cards, but make sure you think carefully about the risk you’re taking on by doing so.

3) Promote yourself

Start talking to people about what you do. Get known in the relevant business community by networking and above all else start telling your target market that you exist. Make sure you do one thing every day that makes at least one more customer aware that you exist and are able to help them.

4) Get organised

Working from home is not the easy option, the husband, wife, kids, parents, cat, dog and anyone else who regularly visits your house will feel they can interrupt you at any time. On top of that there’s the distractions that fill a modern home (TV, Internet, music, the garden, etc.) so you’ll need to set some boundaries - ideally you’ll want somewhere private to work without being disturbed.

5) Just Do It!

Don’t be put off by fear, you’ll almost certainly make mistakes but they are rarely as drastic as they first seem and if you’re doing something to move your business forward every day then sooner or later you’ll arrive at your destination - a successful home business.

How To Turn Your Home Business Idea Into A Home Business [Business Opportunities And Ideas]

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You'll pay too much in taxes if you don't understand that cash in minus cash out does not equal profit.

This is the most important thing you need to know before you start keeping records for your business...cash in minus cash out does not equal profit. It simply equals cash left over. Or, in many cases, it's a negative number, so it equals cash you owe somebody.

What this means is that you'll need to understand the IRS rules and keep your records according to those rules so you report your profit correctly and take (and be able to prove) all the deductions you're allowed to take. Because you want to pay the least amount of tax possible, right?

The way you'll need to keep your books will be different depending on whether your business is a sole proprietorship, a partnership or a corporation. The rules for calculating income and deductions (and therefore profit) and the forms used for reporting to the IRS are different for the different business types.

What counts as income? Most or all of the money you take into your business will count as income. This includes fees for services and/or product sales.

But not all the cash that comes into your business counts as income.

If you get a rebate for a purchase you made at your local office supply store, that's cash in, but it's not income. It's a reduction in your supplies expense.

If you get a refund of part of your insurance premium at the end of the year, that's cash in, but it's not income. It's a reduction in insurance expense.

If you borrow money (and it doesn't matter if it's from your brother or the bank), that's cash in, but it doesn't count as income.

What counts as expenses? Most of the money you spend for your business will probably count as expenses. This includes advertising, postage, office supplies, and similar items.

But not all the cash that goes out of your business counts as expenses.

When you buy business property like cars, computers, and furniture that will last longer than a year, you're not allowed to deduct their entire cost as an expense in the year of purchase (except in special circumstances).

These items are called capital assets. Sometimes they're referred to as fixed assets.

You have to depreciate them over several years. Basically, depreciation is a process of spreading the cost of an item over its useful life.

You might have cash of several hundred or thousands of dollars go out the door when you purchase fixed assets, but you can't deduct the entire amount of the purchase price as an expense when you buy them.

Some things that your business pays for might only count as partial expenses. An example of that is business meals and entertainment where you can only deduct half of the cost.

That doesn't mean that your business can't pay for 100 % of the cost, but only that you're limited in the amount of the tax deduction you can take. This is another example of cash out that doesn't translate directly to expenses.

Some things your business pays for might not be tax deductible at all.

An example of this would be a contribution to a Political Action Committee. That doesn't mean that the business can't pay for it, just that it's not a deductible expense on your tax return.

Some more examples of cash that goes out the door that doesn't count as expenses are: draws for sole proprietors and distributions for partners or S corporation shareholders.

There's also one type of expense that can be more than the amount of cash that the business actually spends. It's the home office deduction that some sole proprietors can take.

So you see why it's so important to understand that cash in minus cash out does not equal profit.

Unfortunately, the IRS rules and regulations don't always make logical sense; they might seem complicated and unfair. One thing is certain. They are the way they are, so we have to deal with them. Learn what you can. And get help when you need it.

Sheryl Schuff, CPA, is a Certified Public Accountant, author, and consultant who teaches entrepreneurs how to get their businesses organized, keep good accounting records, and maximize their business tax deductions. She is President of Schuff & Associates, PC and has been in private practice for over 30 years. She recently started an information products company www.TaxesForSmallBusiness.com to provide individual training materials for small business owners.

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When most small business owners think about taxes, they think about Federal income taxes. But there are other taxes that I want to let you know about, so you’re not surprised if you have to pay them.

The first is self-employment tax. If you’ve ever worked for someone else, you know that social security and Medicare taxes get deducted from your paycheck. When you’re self-employed, you don’t actually get a paycheck.

Here’s what happens if you’re a sole proprietor. Following the IRS rules and regulations for calculating income and expense, you report your results for the year on your personal 1040 by filling out Schedule C.

Then you take the net profit and put it on Schedule SE for self-employment tax. After a small deduction, you calculate 15.3 % as your self-employment tax. This is double the rate of 7.65 % that’s deducted from employee paychecks because as a sole proprietor you’re both the employer and the employee so you have to pay both parts.

You get to take half of the amount of self employment tax as a deduction from your income on the front of your 1040. This has the effect of reducing your taxable income.

The self employment tax itself goes on the back of the 1040 in the section called Other Taxes on the line that says self employment tax. For the 2006 filing year that was line 58. This tax gets added to your Federal income tax and any other taxes you owe and is paid when you file your 1040.

If you (and/or your spouse on a joint return) have had Federal income tax withheld during the year that adds up to more than your total taxes for the year (which includes self employment tax), you’ll still qualify for a refund.

If your business is operated as a corporation AND you’re active in your business, you should receive W-2 wages and you won’t be subject to self employment tax on your earnings. Distributions from S corporations are generally not subject to self employment taxes.

If your business is operated as a partnership, you might have some items of income that are subject to self employment tax and some that are not. These items will be reported to you on a schedule K-1 that is part of the business tax return.

Sales tax

Many States have sales taxes. If you sell products to customers, you’ll have to charge them sales tax and pay it to the State. In some cases, digital downloads are considered products as far as the sales tax rules are concerned and certain services might also subject to sales tax. In Indiana, where I live, the rules are put out by the Indiana Department of Revenue. There will be a similar agency in your state who you can contact to find out the rules.

Local Taxes

Some cities and school districts have local taxes that you might have to pay. Some of these depend on your type of business. There might be additional sales taxes, property taxes, innkeeper’s taxes, or food and beverage taxes. Check with the authorities in your area for details.

And then there’s the often dreaded Estimated Taxes

This is a subject that confuses many people.

First, let’s try to understand the reason that the estimated payment system exists. Our system of Federal taxes is a “pay as you go” system. When you think about it, that makes sense. The government needs money all year long to pay for various things.

When you work for someone else, taxes are withheld from your paycheck each pay period, so the government gets its money over the course of the year. If you’re a sole proprietor, this doesn’t happen, so you’re expected to make estimated payments.

As with many IRS rules, there are some exceptions, and some penalties if you don’t pay enough or pay on time. There are some cases where you might not be required to make estimated payments (and you won’t have a penalty if you don’t), but it would still make sense to make them anyway, to avoid having to pay a large amount on April 15th.

If you have another job in addition to your self-employment, you can increase your Federal withholding on that job to cover the amount of the estimated taxes that you would otherwise have to pay. And if you’re married and file a joint return and your spouse has wages from another job, he/she can have additional Federal withholding taken out to cover the estimated payments.

Or, you can make quarterly payments using Form 1040-ES. You can also sign up to make the payments on-line. You might also need to make estimated payments towards your State taxes.

Payroll

If you have employees, you’ll need to pay various Federal, State, and local payroll taxes. But we’ll have to save that conversation for another time.

The most important thing you need to understand is that it’s your responsibility to find out what taxes your business has to pay. And that the laws vary from place to place and by type of business.

A good source of information is an accountant who specializes in consulting with small businesses.

Sheryl Schuff, CPA, is a Certified Public Accountant, author, and consultant who teaches entrepreneurs how to get their businesses organized, keep good accounting records, and maximize their business tax deductions. She is President of Schuff & Associates, PC and has been in private practice for over 30 years. She recently started an information products company www.TaxesForSmallBusiness.com to provide individual training materials for small business owners.

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Starting a home-based business is a huge undertaking. Creating an online presence for your business can be equally overwhelming. Where do you begin to learn the basics of creating your first website? It’s actually much simpler than you’d think. Listed below are a few tips and tricks to make your first website pain-free.

First, you’ll need a Domain Name. A domain name is what your website visitors will type in to visit your website. For example, the domain name that you would type in to find Christian Work at Home Moms is www.CWAHM.com – “CWAHM” being the actual domain name portion of the website address.

You can purchase a domain name for less than $9.00 a year at places across the internet, such as www.GoDaddy.com. On the main page of GoDaddy.com you’ll find a spot where you can search to see if the domain name that you’d like to purchase is available. You want the domain name that you choose to be descriptive and easy to remember.

Next, it’s time to create your website. Sit down and write out everything you want your website to include. Make a list of all the products, details, prices, and options your customers will want to know. The more information you give the customer upfront, without making them search your website, the more sales you’ll make. Customers like clean, warm websites where they feel that they have all of the necessary information and can trust the person they are purchasing from.

Now it’s time to plan out the design and layout of your website. This aspect is very important. You will need to make sure that your layout is clear and easy to navigate. If possible, include a menu that is easy to find and contains all of the different sections you’ve included on the site.

Also, consider a “site map”. A site map is a page or section of the website that contains a full layout of every page and topic on the website. Many small websites overlook this, but it is a very simple way to give your visitors an overview of all that you offer. Almost all large websites use site maps to aid their customers. Consider eBay – what website do you know that makes as much in profit as eBay? There aren’t many out there. When you visit eBay, the third link on the website, right up by the logo is “site map”.

Why do you think eBay put their site map in such a prominent place? They know that the visitors to their site get easily overwhelmed. When you click on the eBay “site map” link, you get a complete overview of the all that eBay offers – from registering on the site to contacting their customer service departments.

When planning out the layout of your website, there are, of course many aspects to consider. A few of the most important things to think about are:

How many pages will your website be?

Will your website be showcasing your products or a business opportunity? Or both?

How well do you know your demographic? Will your website be geared toward women or men? What age group are you targeting? What are their interests? What will catch their eye?

Compile this information and start to map out the graphics, pictures and text that you want to use on your site. You want the text on your website to be clear, concise and to the point. Your website visitors will want to be able to easily scan your site for the information they need in order to make their purchase. Use bulleted lists when possible and keep your paragraphs to a maximum of a few sentences.

Finally, you are ready to put your plans into action. The easiest way to create your website is by using a website template, such as Google Pages, http://pages.google.com. The template will give you a framework and allow you to somewhat “fill in the blanks” with the text and graphics that you’ve chosen.

You’ve done it. You’ve created an online presence for your business. You’ve picked a meaningful domain name; researched the demographic that you’re trying to reach; and thought out the layout and other aspects of your website in order to create a meaningful website that will be easy for your visitors to use. You’re now ready to direct traffic to your website and make sales.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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The beginning of a new year can be a great time for your home-based business. There are many ways that you can use this time of year to begin new growth and continue the rush from the holiday season.

For many people, January is the time of year that they reflect upon their lives. New Year’s resolutions are made and goals for the New Year are set. Many women in our society are unhappy in the corporate world and seeking to make a change and enter the home-based working world. What better time of year to be presenting your home-based business opportunity as often as possible?

There are many ways to go about the task of increasing your business and recruiting. Take time before the New Year begins to make a list of strategies that you can implement to get your name out there. Also, think about what small changes you can make to increase customer loyalty, repeat business and other business aspects like these.

If your goal is to increase recruitment for business partners, consider finding a Leads program in which to take part. Many times these programs can provide you with interested home-based business seekers with which to share your business opportunities. Look for a program that is suited to your particular business or beliefs. There are many different types of Leads programs available on the internet – take the time to find the one that suits you, your business and your budget best.

A great recruiting tool is to sponsor contests. You can do this both online and in your local area. This can create a “buzz” about your business and provide you with names of people who might be interested in your business opportunity. One “out of the box” way that I have heard of the contest sponsorship idea being done is to put contest entry boxes in local women’s fitness clubs or places that would fit your particular business. Use “Customer Care Cards” as the entry forms so that you can collect the name, address, phone number and email address of the person entering your contest. Follow up with a phone call to each and every entry. Some may be interested in hosting a party for you or in hearing about your business opportunity.

Maybe your goal this New Year isn’t recruitment, but sales growth. Make a list of creative ways that you can encourage customers to consider your products. You can jumpstart this year’s sales by offering “After Christmas” specials, after-purchase freebies, contests and more.

One way that many home-based business owners online neglect to take advantage of is the signature line in emails and when posting in forums. This can be a great tool to advertise your business, specials and contests. I receive many emails from business owners who do not include a signature line with their business name, and sometimes they fail to even put their name at the end of the email! This is not only unprofessional, but makes it much more difficult to find out more about their business. Every email sent this way is a potential sale lost.

The “freebie” is another great sales booster. Everybody (especially women) loves to get something for nothing. Consider offering a small thank you token when a purchase is made. No matter how inexpensive the value of the “freebie” may be, it can still be a great incentive! It can also foster customer loyalty and repeat business.

If you have an online business reciprocal linking can be a great way to jumpstart business. The more sites that link to yours, the more visits your website will receive. Linking also helps you place higher in Search Engine listings. Take the time to search for sites with similar content and request a link exchange. This is almost always a win-win situation for both sites.

Jumpstarting your business for the New Year can be a challenge, but if you take the time to be creative and put some effort towards it, it can be very rewarding. Use the resources available in this information age: Leads Programs, Link Exchanges and signature lines. God Bless you in the New Year!

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Have you ever wished that you could work from home? According to the Bureau of Labor Statistics, over 19 million people worked from home (either part-time or full-time) in 2001. It’s a growing trend in our society with the number steadily rising as many people are leaving the workplace in favor of a work-at-home career.

There are four main ways to make working from home possible:

1. Telecommute for your current employer

Many employers are beginning to see the benefits of allowing their employees to work from home. If you have a job that would be possible to do from home ask your employer to consider it. More and more employers are allowing employees to telecommute. This is an easy way to work from home while maintaining the security of a stable career. You must realize, though, that working from home may limit you in terms of advancing in your company. It’s important to think through the sacrifices that you may need to make in your situation to work from home.

2. Telecommute as an independent contractor

There are many companies that hire independent contractors to do work such as data entry, transcription and customer service from home. This can be an incredible opportunity as long as you’re willing to keep track of your own taxes and aren’t relying on the employer for insurance and other perks

There are many benefits to the company also, such as lower wages, not needing to provide insurance, or being able to offer a commission based position. The company may also choose to hire home workers so that they do not need to pay for space to house an office full of employees.

3. Own a direct sales/MLM home-based business

Many times these types of home-based businesses are overlooked, but they truly can bring an income and allow you to work from home. However, doing your research before joining a company is very important. Look for representatives of the company to speak with and, if possible, try to find someone who has been a representative for the company, but is no longer. They may be able to share some of the negative aspects of the business with you.

Also check with the Better Business Bureau and make sure that the company that you are considering has a good reputation. You can also go to websites such as CWAHM.com and sign up to speak with current work at home moms (CWAHD.com for dads) who can answer your questions about owning a home-based direct sales/MLM business.

4. Begin your own home-based business

It can seem overwhelming to start your own business, but if you start small and have a good business plan it can be a very rewarding decision. You are able to be your own boss, have a very flexible schedule and work only when it is convenient for you.

When considering beginning your own business, make sure that you have found a niche that will allow you to serve customers that no one else is serving. When I began searching for a way to work from home, I spent time researching the different work at home websites available and realized that there was not a place for Christians to network and help one another work from home. I filled this niche with my website, CWAHM.com, and the response has been amazing. If you take your time and find a niche or unique product, you will have a much higher chance at success.

If you decide to begin your own business, you must also check your state and city about zoning laws, licensure requirements, etc. Contact an accountant to find out what percentage of sales you need to set aside for taxes as well as whether or not you’ll need to make quarterly tax payments.

Working from home is a big commitment and it can take some time to get started. It’s important to take the time to research what type of at-home position will work best for you. If you would like to telecommute, speak with your employer to see if it is a possibility. If you are looking into a home-based business, speak with others from the company or find a niche that you can fill with your own business. Working from home can be a rewarding choice and it IS possible.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Creativity & Persistence

Working from home can be a very rewarding decision. There are so many benefits including freedom to create your own schedule, choosing the type of business that you want to represent, and being able to raise your children yourself. However, running a business can also become a very stressful situation. It takes time to build a successful business and many entrepreneurs become discouraged if they don’t achieve immediate results. Often times they give up too soon and regret it later. This doesn’t have to happen to you. Let us share with you what we found to be two top secrets to help you achieve success at home.

One important thing that many work-at-home moms do not recognize is that it can take six months to a year at minimum for your business to be successful financially. If you are aware of this going into the business and have planned accordingly, then you are already one step ahead of the game and won’t become unnecessarily discouraged.

Also, be aware that the time frame it takes to start a business will vary depending on the type of business that you are starting. For example, for those that are starting in direct sales, you may be able to jump in, hold some home parties, and see an income right away. In this case, then you just need to focus on maintaining this income to keep it successful.

However, if you are starting an Internet business selling your own products or services, it may take much longer to see the fruits of your labor. For some, it can take a year or even two to create a “presence” online and for people to recognize and seek out your products. You will find that the benefits are well worth the time and effort in the end, but it can be discouraging waiting to see a profit.

So, how does a person make it in the work-at-home world? I think the two most important aspects of running your own business from home are creativity and persistence.

Creativity

Be creative in how you market your products and/or services. Start by thinking of ways that you can reach customers that will make you stand out from others who offer similar types of products. Design contests, free offers and other types of marketing strategies that will bring customers to your website. Then, try to determine what your customers are looking for once they reach your website and offer the most popular products on your front page. Keep in mind that it’s important to keep your website fresh so consider changing the items or text on your website’s front page often. This will continue to pique the interest of your customers each time they visit and encourage them to come back.

Persistence

This is key when you are running a business from home. Don’t start out strong marketing yourself in every way possible and then simply stop marketing because you haven’t seen many sales. Most profitable businesses must continually be marketing their services to keep it successful. Try to think of a successful business that does no advertising. Can they just sit back and let the sales roll in from their website? Not really. It just doesn’t work that way. EVERY business must continue to advertise in some way to stay successful. For example, we found at Christian Work At Home Moms (CWHAM.com) that those that achieve the most success are the consistent advertisers, the ones who advertise regularly and keep their businesses, banners, and other promotions in front of their potential clients.

This does not mean that you must spend hundreds of dollars a month to advertise your home-based business. What it does mean is that you must be persistent in the advertising that you choose to do. Budget your advertising dollars in a way that you can do a small amount consistently. Get involved in groups online and ask advice from other successful moms. Whatever you do, don’t stop talking about your business!

And most importantly, don’t give up. Success IS possible. Take the time to be creative in how you are marketing your business. Be persistent and don’t expect profits immediately. Set realistic goals for your business and be patient while your business grows into something you can be proud of. Soon you’ll be among the millions of work-at-home moms who are enjoying it all: Being home with the kids, financial freedom, and the pride of having their own home-based business.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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One of the oldest and most traditional ways to work from home is to make and sell handmade crafts. In the past, crafters would sell their wares at craft fairs, flea markets, consignment stores and more recently, on eBay or their own websites. Unfortunately after the fees and travel expenses involved in these markets crafters would end up with minimal profits. Fortunately, there is now a new virtual venue, Etsy.com, where crafters can sell their homemade goods.

Etsy.com is called a “marketplace as unique as the goods themselves.” Crafters of all kinds now have access to the world through this virtual marketplace. Etsy.com is just over a year old and already has somewhere in the range of 75,000 registered members. This doesn’t include the thousands that come to Etsy.com to browse through items listed by over 16,000 sellers.

Etsy.com is not an auction-based site. Instead, each seller sets the price that they feel is fair for their homemade items. The fees on Etsy.com are incredibly affordable compared to other similar virtual shopping sites. Sellers pay a $0.10 listing fee per item and a 3% commission per sale. Each listing can be left posted for as long as six months. Each seller also receives a complimentary “shop” where they can list all of their items.

The creators of Etsy.com have also built in many unique and fun ways to browse through all of the items listed on the site. Shoppers can sort by color, by most recently listed and, of course, using the standard categories as well. This unique way of browsing the items is a great way to hook shoppers and keep them on the site.

There is a great sense of community between the sellers on Etsy.com. The founders have created a mentoring program that pairs up new sellers with an experienced user. This allows those who are new to the site to have a way to interact with sellers who are experiencing success on Etsy.com and to have a simple way to have their questions answered. This not only creates a camaraderie between merchants, but also alleviates that sense of “virtual insecurity” that one feels when using a new website. Instead of leaving new users to fend for themselves they have established a fabulous way to plug them in and make them feel connected to the community.

During an interview on the Inside the Net podcast (twit.tv), the creators of Etsy.com stated that they even though they have only been in business slightly over a year, they already have people making a living using Etsy.com. They stated that they knew of a number of people that had been able to quit their day jobs and stay home and sell on Etsy full-time. They mentioned the story of one woman who had quit her job and was now living out her dream of living in Europe. She makes her living selling her homemade items on Etsy.com and no longer has to live each day in the rat race of corporate America. Dreams do come true.

Etsy.com is a valuable tool for handmade craft sellers because you’re not in competition with cheap mass-produced items. What is considered “handmade?” From the Etsy.com FAQ, “You can sell anything that is handmade or, a bit more loosely put, hand-assembled or hand-altered. For example, screen-printed shirts are OK. A custom-built computer is OK, as long as you're making the case and not buying prefab. Furniture is OK as long as it's nothing mass-produced (yes, you can use power tools to build it). If human hands put some love into the object, odds are you can sell it on Etsy. Please note: we do allow some non-handmade items in the Supplies & Vintage categories.” (http://www.etsy.com/faq.php)

What may be the most unique part of Etsy.com is that they seem to truly care about the success of their craft sellers. They have gone out of their way to help their merchants to achieve success in making sales. They have incorporated numerous unique ways of browsing the shopping categories and they keep fees minimal and offer complimentary virtual stores to each seller. Crafters now have a better chance than ever before of making a living making and selling their homemade goods from the comfort of their own home.

Stop by Etsy.com today and shop, set up a shop, or both. With the holidays rapidly approaching, this can be a great start to the season.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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If you are considering a franchise as your next career move, you probably already understand a number of the benefits to being a part of a franchise system. However, as each franchisor will offer different levels of assistance, it can be confusing to someone trying to evaluate a potential franchise purchase.

Since the value of a franchise is that the system has been developed to have replicable results, you will want any system you evaluate to score high in those areas that are important to the success of your unit.

Location – Location – Location
If your franchise is going to be site-dependent, the franchisor should, at a minimum, provide guidelines for selection of a site and the general terms of a lease agreement applicable to this type of location. Some franchisors will provide company personnel who will help you search for and select a site while some even work with national real estate brokers to find the best properties. If your franchisor provides help in site selection and lease negotiation, you are working with a good company.

Build-out Assistance
A typical franchise will provide each franchisee with instructions for the design and lay-out of the store along with details of where to purchase the components. As group buying power an important benefit of being part of a franchise company, you should expect to pay less for these components as a franchisee than if you purchased them as a sole proprietor.

At the high end of franchisor build-out assistance are those companies with design groups who help the franchise design the store, sometimes with such high-tech devices as CAD (computer-aided design) systems. Also, some franchisors will even hire a construction team to do the build-out and then deliver the components right to the new business.

Initial Training
The majority of franchised businesses do not require a new franchisee to have previous industry experience, primarily because they believe they can train a person with good business acuity to run the business successfully. A good training program is therefore essential. Most franchise companies will bring the franchisee to corporate headquarters for classroom training and some will allow time for hands-on training at a nearby franchise unit or corporate store.

This initial training should cover all aspects of the operations of the business, including book-keeping, record-keeping, operations, recruiting and retaining employees, and finding customers. The franchisee should receive an operations manual and get answers to any remaining questions she may have so that she feels confident she will be able to get her business up and running.

Some franchisors will provide corporate or field personnel to work side-by-side with the franchisee during grand opening and during the first week of operations, ensuring the franchisee has mastered the training and achieves a comfort level with the business. Franchisors that are willing to train a franchisee’s manager along with a franchisee are providing a value-added service.

On-going Training and Assistance
A good franchise business will continue to improve and evolve with time and the addition of new units and on-going training is often a necessity. Similarly, a good franchisor will offer continuing educational opportunities to franchisees as well as providing on-going assistance as needed. Many franchisors provide a help-line for issues that come up in the field and some will make regular visits to the franchisee’s location. A company that provides conferences or other opportunities for a franchisee to connect with fellow owners has the best interests of their franchisees in mind as these opportunities allow for creative problem-solving, the sharing of best practices and can reenergize the business focus.

Marketing Expertise
Your franchisor should provide you with a complete marketing plan for your new business that covers grand opening through at least the first 3-6 months. Since the franchisor has every reason to want you to succeed, a savvy franchisor will do much more. Many will provide you with the actual marketing materials, professionally produced. These may include pieces such as posters, banners, direct mail postcards, newspaper ads, and maybe TV and radio spots, all of which can be customized for your location.

Permits, Compliances and Other Legal Issues
Depending on the type of business, you may also need assistance in dealing with local governmental agencies for various permits. If your franchise involves food or beverage, there are numerous health-code compliance issues you will need to handle. Your franchisor should provide help in these areas so that your opening is not held up waiting for permits to come through.

There are several ways to find out how the franchisor handles these support items. The first, of course, is that you will want to ask questions about each as part of your investigation into the business. The second step is to talk to existing franchisees about the support they received and how well prepared they were to open and run the business.

Be sure to ask these franchisees if they felt there was anything missing from the training and support they received and if there is anything they wish had been more complete or done differently. If the company you are investigating scores well with these franchisees, you can be confident you will be happy with the support they will provide to you.

Kimberley Ellis is the President of Bison.com, a leading online resource for franchise and business opportunities. She has been quoted as an industry expert in USA Today, Wall Street Journal and a variety of local and regional publications regarding trends in business and franchising. Kim combines her entrepreneurial spirit with a diverse background in marketing and operation to help others succeed in franchising.

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Many families today rely on two incomes to pay their bills not being able to make ends meet month to month. They face several options to secure that extra income they need, one being obtaining a part-time job and the other a home-based business. It’s a decision with advantages and disadvantages to each. I want to provide some suggestions to help you make the right choice.

When deciding between a standard second job and a home-based business, it is important to consider the expenses incurred in both. For those considering a second job, many do not take into account the numerous extra expenses that go along with childcare, clothing, gas, etc. Crown Financial Ministries offers a worksheet online (http://www.crown.org/Tools/mommake.asp) to help you determine how much you will actually make once these expenses are deducted from your income. By breaking it down and seeing the guideline, you can see just how much extra you really bring home each week.

A home-based business also incurs expenses, but most of your business related expenses will be at least partially tax deductible. The IRS looks favorably on home-based businesses. The more money that you save with legitimate tax deductions, the more finances you’ll have to increase the size of your business. This in turn creates more revenue for the IRS.

A home-based business can also offer flexibility that a second job cannot. You can work from the comfort of your home – often in your pajamas if you choose. You can work the days you want and the hours you need. Your schedule is up to you! For example, Diana Ennen, author 'Virtual Assistant the Series, Become a Highly Successful, Sought After VA', states, “I enjoy the flexibility my home-based business provides. You can easily wake up at 5:30 a.m. to work or work until 2:00 a.m. whatever fits your personality. Many people enjoy it because they can start work after they have put the kids the bed and work a couple hours and earn extra money without having to hire a babysitter. Plus, it's all in the comfort of your own home. No costs on dry-cleaning, travel to work, gas expenses, etc., and you can't beat the one minute commute to the office!”

Allowing your family to be a part of the business is another benefit that not many jobs can compete with and thus another positive benefit to home-based businesses. Depending on the type of home-based business you choose, there may be small jobs that your children can assist with in the daily operations. These include: Helping prepare your mailings, preparing packages if you have a direct mail company, or even answering the phone - depending on their age. Your spouse can also be a part of your business and may be able to help run the business when you are not able to be at home.

Helping others be successful working from home is another great perk of being a part of a home-based business. Most home-based businesses allow you to build a team of people to work along side you. Finding other people that are interested in owning a business and then helping them succeed is satisfying and can be financially rewarding as well.

There are, of course, negative aspects about working from home. The success of your business depends solely on you. You need to be determined, efficient and organized to be successful. You must take the time to work at the business or you will not see the additional income that you desire. It can be very easy to let your business slide when you are tired or feeling discouraged. However, if you are aware of these temptations, you can create a plan to overcome them when they arise.

The benefits of a home-based business can many times override the work and time you must devote. When compared to the expenses occurred by taking a second job it is a great alternative. Because of the tax breaks when operating a home-based business, it is many times a more profitable option. You may not make a million, but it may allow you the freedom and income that you need to make life a little easier. Even with the disadvantages, many who work-at-home wouldn’t have it any other way. I hope this helps you make the right decision for you and your family.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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It can be a real challenge as a work at home parent to maintain an organized home office. Many times, the office or desktop is the last of our worries as we strive to raise our children, support our spouses and run our home-based business. However, keeping up with the clutter and chaos of your office may be just what you need to get you in a working mindset and help you to be more efficient while working.

There a few simple things that you can do on a regular basis that will help to de-stress organizing process:

* Address your home office/desktop chaos in blocks of time. You may need to set aside just a few hours, or you may need an entire day. Decide what will work for you and stick to it. If it’s not possible for you to set aside a block of time, consider using a headset while you are on the phone and be de-cluttering, too!

* Have the necessities on hand: a trash can, pen, file folders, mail baskets and other organization items that will enable you to sort, throw out and find a place for each item. Envision your goal and purchase the supplies necessary to create that environment.

* Clear the space you want to organize (the desk surface, one of the drawers, etc.). Then make a pile of all the paper. Begin to evaluate each piece of paper, sorting it by importance. Throw out as much as possible and find a place for each of the other items.

* If you start to feel stressed, take a break. Make a goal of how far you’d like to get during the time you have available and set an incentive for yourself if you reach your goal. It’s always easier to complete a task when you know you’ll be rewarded.

Once you’ve organized your office, it’s important to take small steps everyday to keep the room clean and tidy. It’s very easy to fall back into the routine of piling things on your desktop and around the room. There are five simple tasks that you can do daily to help maintain your organized space:

1. Clean out your “Inbox”. In today’s world this can apply to postal mail or email. Create a special basket for postal mail that needs to be taken care of right away, and another for items that can wait a day or two.

To keep your email inbox under control, create folders within your email program. Keep what needs to be done immediately in your inbox and distributed the rest into your folders. You can also use "rules" to help separate email and make it easier to manage.

2. Make sure all notes are transferred to your calendar, palm pilot or day planner. It is very easy to pile up a desktop full of paper by writing every note on a Post-it. You can also create an “Idea Book” to catalog all of your business ideas for future reference.

3. Remove all mail, catalogs & magazines from your desk. Put them in their proper place as you receive them. This will considerably cut down the amount of clutter on your desktop.

4. File as you go. This is the most basic and most important tip of all. If you file as you go your records will be in order, your desktop will be clear and you will feel like a professional.

5. Clean off your desktop each evening. There's nothing better than sitting down at a clean workspace each morning. It helps to keep your mind focused on your business and makes finding important documents a snap.

By following these easy guidelines you will have a clean and organized home office in no time. Having a clutter-free workspace is the first step in creating an organized and professional home-based business.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Owning my own business has taught me many things about myself. I’ve learned that I can make wise business decisions, I can manage the accounts and taxes for my company, and I can type with one hand while holding a sleeping 6 month old. All of these things have helped me develop into a much more confidant person. My business has also given me the freedom to test my limits and see what I can accomplish.

Running a home-based business has become a large part of my identity. Not in a selfish, “See what I can do!” way, but in a positive sense. It has given me the confidence to know that I accomplish things that I never thought possible. Before I was a work-at-home mom, I wanted to be able to be at home with my children, but I also felt that I needed more. I needed something for me alone that would make me feel strong and confident. I also needed the opportunity to keep in touch with others to avoid the isolation that often accompanies stay-at-home moms.

There are three keys areas in my life that I believe my home-based business has helped me develop:

Passion

When I began my website it truly was something for ME. I wanted to compile work at home information all in one spot so that I could find the perfect opportunity that would allow me to stay at home with my children. However, in running CWAHM I have found that I have a passion for helping other moms work from home.

My business has taught me that to succeed you must give to others and expect nothing in return. This may not seem like a sensible business technique, but it is a biblical principle. Put others before yourself, help others to succeed and you will be successful yourself.

Gina Neef with The MOM Team, told me recently, “I didn't realize I even wanted "something of my own" three years ago. When I began - it all unfolded… so nice to have my passion fueled.”

Confidence

In college I was shy and very unsure of myself. I felt like there was not any one thing that I was truly good at. My grades were average, my athletic ability was average, and on and on. Being a successful business owner has opened my eyes to the fact that there are things that I am good at.

Melody Spier, owner of Ballyhoo Virtual Services, felt similarly. She states, “Owning a business has taught me so much about myself and my capabilities. I used to let fear of the unknown, fear of success and of failure hold me back, but now that I’m a business owner, I’ve learned that it’s okay to succeed at some things and fail at others. I take each experience and learn from it - what worked, what didn’t? Today if I want to do something but don’t know how, I find someone who has knowledge of the topic and I ask for help. Owning a business has taught me to believe in my skills and myself. My fear of success has long since vanished as well; I can now say that I’m proud to own a successful virtual assistant business.”

Courage

Being a business owner has given me courage. Courage to take chances and go beyond my comfort level. Once I have a few successes behind me, I realized that I could do it all. Also, even my failures make me stronger. I found that my business didn’t shut down with each mistake I made and I always found a better way of doing things. Diana Ennen, president of Virtual Word Publishing, agrees. She states, “Owning my own business has inspired me to do more in all aspects of my life. I love the warmth of success so I try and take the right steps to achieve it. Just as I want the best for my family, I also want the best for my business as well. I’ll often find the courage to go the extra mile and reach far beyond what I think is possible and what I find is that most of the time, I reach those goals.”

Having “something all my own” has benefited me in many ways – passion, confidence, courage – and so much more. I’ve been inspired to do things that I never thought possible. If you desire to work from home you’ll find that it’s worth the time and effort that it takes to get started. Take the chance, step out on faith and work until you succeed.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Work at home moms are still somewhat of a novelty in our society. The concept is growing, but has not yet reached many women in the corporate world. Many times when a successful work at home mom is “discovered,” she becomes an inspiration to her community and may be asked to do an interview on a local radio or TV program.

Going from working in your bathrobe to a public platform can be intimidating, but these simple tips will help lesson the stress.

1. DO prepare ahead of time. It’s important to be ready to answer the interviewer’s questions promptly. You don’t want to be caught off-guard. If possible, write up questions and submit them for the interview. If this isn’t possible, ask for a list of the questions or topics you’ll be covering.

2. DON’T take over. Let the interviewer ask the questions and control the flow of conversation. It’s not your show – you are a guest. Let the interviewer set the tone. Write out a couple of things that you want to make sure to mention and find a good opportunity to mention them briefly. Leave the audience wanting to know more.

3. DO breathe. Take your time, pause when you can. You want to be heard, not leave people scratching their heads when you’re finished. Focus on answering the questions as simply and clearly as possible.

4. DON’T be a know-it-all. Yes, you may be an expert on your topic, but you don’t want the listeners to be turned off by your attitude. Be professional, but try to make it personal. The listeners will relate to you and in turn be more interested in what you have to say.

5. DO smile. Even if the interview in on the radio, you can “hear” a smile. The listeners can tell if you’re enjoying the interview or if you’re shaking in your boots. Start out with a smile and you’ll enjoy the whole experience more.

6. DON’T Panic. Everyone gets nervous and everyone makes mistakes. If you flub up what you’re saying, take a quick breathe and start again. Move on like nothing happened and no one will even remember.

Working can home can be wonderful, but it does not always provide the experience necessary to make one comfortable with public speaking. With a little practice and these simple tips, you’ll be a star in no time!

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Podcasting has been called the wave of the future. The truth, however, is that podcasting is the here-and-now and is gaining momentum across the world. There are podcasts available for just about any topic you can think of from cooking to video games to religion.

Podcasting can have many uses for the home based business owner. It can be useful not only advertise, but to also communicate your business message. Below are 5 tips on how to use podcasts to benefit your business.

1. Reach your niche market – Depending on your product, podcasting can be the perfect way to reach new groups of people in your market. Believe it or not, there are people out there looking for the product you provide!

Podcasts are quickly becoming a new advertising venue as well. A podcast that is listed in podcasting directories such as iTunes can reach thousands, even millions of listeners. This can be a very inexpensive method for advertisers on a budget.

The popularity of podcasts is a steadily growing trend. Many people who are just beginning to learn about podcasts will search for topics of there interest. This is a great way to reach customers that you would not have been able to reach before the advent of podcasting.

As of February 2006, a Google search for the term “podcast” returns over 205,000,000 results. The amazing reality of this is that it is still, in effect, an untapped market that will continue its growth in the years to come.

2. Share your passion – Podcasting is a great way to share what you love! If you are excited about a topic or product, chances are that others out there are, too. A podcast on the topic you are passionate about is a great way to connect with other people that share your passion.

People can hear your excitement over the “airwaves”. I always enjoy listening to a program when the speaker is obviously energized about whatever it is he’s speaking on.

3. Share information – Many home based business have begun because they are filling a need. A podcast can help this information reach the people that it will benefit. For example, CWAHM.com was created to help women be at home with their children while still contributing to their families financially. Many of the sites’ visitors are buys moms who may not have the time to scour the hundreds of pages the site contains. Our podcast, Christian Work at Home Moment, airs once a week and is 24 minutes long. It’s an easy way for moms to learn more about working from home without spending hours on their computer.

Make it a point to research your topic and find all of the interesting and little known facets of passion. Keep your listeners interested and they will want to hear more!

4. Become an “Expert” in your field – Creating a podcast can help to establish you as an “expert” in the area your broadcast covers. You must be willing to take the time, do the research and share information that is valuable and useful to your listeners.

Just as authors become experts by researching and writing on specific topics, podcasters become experts by sharing the information they find with their listening audience. There is a big market for podcasts in a multitude of areas – the next expert could be YOU!

5. It’s easy - A podcast can be started with virtually no cost or investment. In most cases, there is no need to be “tech savvy” to be a podcast creator. It can be as simple as using a phone to record your podcast through a service like Odeo.com. There are, of course, more complicated set-ups, but to begin you truly just need a topic, a phone and a quiet spot to record!

Podcasting is easy for listeners as well. A podcast can be listened to directly from a website or downloaded from iTunes and put directly on an MP3 device.

There are many reasons that a podcast can benefit small and home-based businesses. This growing market is an entirely new way to communicate information to the world. When it comes to podcasting, the sky’s the limit!

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Disasters or family tragedies can strike families in many forms – Mother Nature, sickness and even computer problems can cause major difficulties for your business. Do you have a plan of action on how you will handle your home-based business if disaster were to strike? If not, you absolutely need to. Having a plan ensures that you can not only keep your business running, but decrease stress because you have already prepared for the unexpected.

Below are four tips to help you handle the unexpected.

1. Work around the events

Your customers will understand as long as you communicate with them. Be honest that things may take a little longer than usual, but keep your customers updated as often as possible. Communication is the key. Most people will understand the delay as long as they are aware of it. If you get to the point where you cannot work or cannot finish a project, but sure to be clear and honest about the situation and try to make an arrangement that will be acceptable. Also, let them know as soon as possible so they can prepare. Don’t wait until the last minute to advise them of a potential problem.

If you’re struggling because of a child being sick, try to work when the child is sleeping and don’t stress yourself out to work at other times. Make a schedule of what needs to be done, so that you can accomplish as much as possible during these times.

2. Don’t be afraid to ask for help

As moms, we tend to feel that we should be able to handle everything that is thrown at us. Unfortunately, this just isn’t always the case. There are times when we need to allow ourselves to ask for help. When a tragedy occurs and you are simply overwhelmed, find someone who you trust and ask them for help. Many times, just having someone reply to customers on your behalf can take the pressure off your shoulders.

Allowing someone to help you when necessary can also be uplifting to them as they feel they can be a part of helping in a difficult situation. So don’t’ shy away from letting others know. We all benefit when we work together and help one another.

When our one-year old had surgery he didn’t handle the pain medication well. He was wide awake for the better part of two days. In this case, I knew ahead of time when the surgery would occur, but I had no idea what his recovery would entail. It was impossible to work while he slept, because he wasn’t sleeping. I realized that I not only needed help business-wise, but I needed help with him as well so that I could get some rest. While it was humbling to admit that I needed help, that I couldn’t do it all, it turned out as a great time spent with family that we would not have had if I hadn’t asked for help.

3. Prepare for the worst

Because we never know what the future holds, it is always better to be prepared. As the old saying goes, “Better safe than sorry.”

One of the best resources to help you prepare is the Home Office Recovery Plan: Disaster Preparedness for Your Home Office by authors Diana Ennen and Patty Gale. This e-book covers all the bases of getting a Disaster Recovery Plan in place now so that if disaster strikes your home business or an emergency arises, you are able to get your business back up and running quickly and smoothly.

Ennen states, “In my case, this guide has been a lifesaver as a resident of South Florida. I have prepared for eight major hurricanes in the past two years with Hurricane Katrina and Hurricane Wilma taking a direct hit on Broward County where I live. I was without power for two weeks with Hurricane Wilma. Had I not prepared, my clients would have suffered as would my business.”

Gale also knows the importance of this book having lived in New York after 9/11 and had the task of preparing a similar guideline for a company she was working with at the time. Both know the importance in ensuring your business will withstand whatever this hurricane or any disaster (including a theft in the office or fire) has to offer.

4. Get a Plan

There are times when life becomes overwhelming and you simply aren’t able to accomplish everything on your own. It’s for these times that you need to have some type of log of what you do and what needs to be done. Keep a spreadsheet of tasks that you do, how often they are done and mark them completed as you are able. Keep a list of passwords in a safe, secure place. Make sure that your family (or whoever may be helping you during this time) is able to carry on even in the event that you are away from home.

If possible, train someone that you trust to do the things that you do each day (at least the key things), so that when the unexpected arises you won’t be caught off-guard.

Tragedy comes in many shapes and forms, but if you are prepared much of the unnecessary stress can be avoided. When tragedy strikes, you want to be focused on the important things in life, your family and you. By advance planning you are able to do so.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Operating a successful home-based business is a time-consuming endeavor. This is doubly true as work-at-home moms in that we are responsible not only for the success of our business, but for our family as well. We must be self-reliant, self-motivated, and discipline ourselves in order to attain success in both areas.

When running a business from home, it’s easy to let the phone calls, emails and paperwork keep you tied down, making you feel that you don’t have time to take a break or to spend quality time with your family. Maybe you’ve noticed that you spend a little more time than you’d like in front of your computer or on the phone. Maybe you see your kids acting out, trying to gain your attention. Perhaps you are seeing that this isn’t the work-at-home dream you envisioned. You started out with such noble intentions, but maybe the excitement of success in your business has caused you to lose sight of the REAL reason do what you do each day. It happens to so many of us, but don’t worry, help is on the way.

Below are five ideas to prioritize your life and business:

1. Be honest - You probably didn’t start your work-at-home career to climb the “corporate ladder” of your at-home business. Chances are that you started your business with the best of intentions – to be able to be at home with your children, to contribute financially to your family, or simply to have a little spending money of your own. Spend some time in prayer and ask the Lord to show you the things that you need to change.

Take a moment and honestly ask yourself how you’ve been handling the time commitment of owning a business:

• Are you spending too much time on the phone, the computer, etc?
• Are your kids spending more time than usual in front of the TV?
• Do you snap at your children because of the stresses of your business?
• Do you worry about your business – to the point that it distracts you when you are with your family?

2. Make a list – Sit down and write out a list of things that you see that you’d like to change. This can be a list of things you can do differently to limit the time you spend on your business; or a list of ways you can “de-stress” so that you can deal kindly with your family.

3. Log your time – Buy a notebook or create a spreadsheet that you can use to log the time you spend on your business each day. Make a column for each day across the top and a row of half an hour increments down the side. Every time you sit down at your desk, write “IN” in the box that corresponds to the time and day. Every time you leave your desk (or complete a task), fill the appropriate box with the word “OUT.”

At the end of the week, total up the hours each day that you have spent on business tasks. Are you surprised or is it about where you thought you’d be? This can be a real eye-opener and show you in black and white if your priorities have gotten off track. Take special note for how much time you spend on e-mails and things that aren’t billable.

Diana Ennen of Virtual Word Publishing, http://www.virtualwordpublishing.com also recommends that you plan ahead and schedule your time. Prioritize things and have the work that will require the most effort and concentration scheduled for your peak time. Try and not get sidetracked and stay on task focusing on what you need to do. You’d be amazed how much more work you can get done by simply changing how you work e-mails. If you only answer them at set hours, you save yourself from being online all day and not accomplishing much.

4. Take a break – If you get to the end of the week and your time log has you in shock, it’s time to take a break. If you normally work during the weekend, make it a point to take this weekend off. Shut down your email, turn off the ringer on your phone and shut the door to your office. You’ll be surprised at how refreshing this will be.

Use this time off to re-evaluate how you need to be spending your time. Try to plan out when you can work on your business without losing out on time with your children. If your children are in school, make it a point to stop working when they get home. If your children are still small, maybe you can limit work hours to naptime or, if possible, have a grandparent watch them once or twice a week to allow you a bit more work time.

5. Plan an activity – Now that you’re ready to make a change in your routine, why not plan an activity once a week? This can be an outing with your child or just something simple like setting aside time to make cookies together.

If possible, find another work-at-home mom and hold one another accountable to keep to your new schedules. Make a weekly play date where your children can spend time together – you can talk business if necessary or decide to make it a “no business talk allowed” discussion time.

The years that you have at home with your children are a gift as is your business. The time necessary for each will be different for every family and situation. Take the time to find what works for you and set your schedule accordingly. Make it a point to evaluate your priorities every few months to make sure that your time in spent properly. The rewards will be well worth it, when your family not only is proud of your accomplishments in your business, but also more importantly your accomplishments as their mom.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Tax season is one of the most nerve-wracking times of the year. From putting together all of the necessary tax documents to finding the right accountant, taxes can be time-consuming, frustrating, and a major challenge. Add in a home-based business and taxes can be downright overwhelming. However, there are some things you can do to make your tax season a breeze.

Choose your accountant wisely

One of the most important decisions you’ll make as a business owner is who you will choose to help you with your bookkeeping and accounting needs. Research accountants in your area and look for one that specializes in small business taxes. Ask if they will prepare both corporate and personal returns if needed. Make sure your accountant is clear on how they charge for their time – especially for questions over the phone.

I once worked with accountants who worked with large corporations. They were used to having very little contact with their clients, however with a new corporation I had many questions about how things worked. Needless to say it didn’t go well. Our current accountant specializes in small businesses and is available by phone or email if I have a question.

Set up your business accounts properly

I was told early in my business career that I must make sure to keep my business accounts and personal accounts separate. When I first began running my own business I simply added a second checking account to use for business purposes. There was no cost to do so I was able to set my income aside in this separate account.

I also set up a savings account to set aside my taxes each month. This was a big help at the end of the year knowing that all of my taxes were set aside and I could relax instead of scrambling to come up with the money.

Keep good records

Another way to keep tax season stress-free is to keep business receipts throughout the year. I keep a separate file in the filing cabinet next to my desk just for this purpose. This way I have everything in one place when tax season arrives. If you don't have room for a filing cabinet, consider an expandable folder categorized A – Z. That way you can still divide up the taxes by topic, and won't have to do that come tax season.

Keep records of your business expenses throughout the year. Request a list of items from your accountant or tax professional, so that you will know what items to track. Be sure to ask what counts as “business expenses.” There are certain deductions that you can take for your home, car, and utilities. Consult your tax professional about these deductions.

Know Your Tax Facts

It's important to know the date that your taxes are due. Many S corporations are surprised when they discover that some of their tax forms need to be filed by March 15th and not April 15th. Another surprise to some home-based businesses is that if you pay subcontractors over $600.00 a year, you need to send them a 1099 by the end of January.

There are many places online to find more information about taxes. One great place to find more information is the Internal Revenue Service (IRS) website at www.irs.gov. They have sections with helpful information on both personal and business taxes. They also list contact information for local IRS offices where you can also find help.

Don’t ignore the taxes involved with running a home-based business and hope it will all work itself out. It takes planning and effort to be prepared for tax season. Do your homework when it comes to taxes and find an accountant that you trust to guide you through the tax maze. With the right preparation and help your tax season can be stress-free.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Work-at-home moms face many different challenges. From learning to accept help when needed, to building confidence in ourselves, to remembering the reasons why we chose to work from home. Below is the second in the series of tips to help work-at-home moms in the simplest of ways - the ABC's.

N = No - Work at Home Moms need to be able to say "No" when the situation calls for it. Don't be afraid to stand up for your business or to choose NOT to work with a customer who is more trouble than it's worth.

O = Office - As Work at Home Moms, we usually put ourselves last on the list. However, when we're in business it's important to have some room (even a corner) that is set aside strictly for business.

P = Priorities - It's hard to keep your priorities straight when raising a family and building a business. Take some time each week/month to sit down and evaluate your priorities and cut out things in your schedule that don't fit in.

Q = Quiet Time - It may seem impossible to find a time to sit, relax and be quiet when you have so many demands on your time. However, it's more important than ever that you take a little time for yourself to rejuvenate and renew when you grow weary.

R = Respect - Like the golden rule says, it's important to treat others as we'd like to be treated. This is so true for work at home moms - we must show the utmost in professionalism and treat even the most difficult clients with respect.

S = Significant Other - As work at home moms it's easy to get wrapped up with our business, our kids, ourselves. Don't forget to take the time to appreciate your husbands!

T = Time - As work-home-moms time is the ultimate enemy. :) Learn to prioritize and delegate whenever possible. Take time out for your kids each day - you'll be glad you did!

U = Unique - Your business needs to be unique to stand out from the crowd. Even if your product isn't unique you can always find a unique way to approach marketing, customer service, etc. Get creative and stand out from the rest!

V = Vision - It's so important to have a clear vision of where you want your business to go. Sit down and make a list of where you'd like to be in 5 years, in 10 years, etc. Without goals you won't get anywhere.

W = Wisdom - It's important to seek wisdom when running your own business. You won't always know the answer, so you need to find others that you trust that you can turn to when these things arise.

X = eXcitement - Celebrate each success! Keep yourself motivated and excited about your business. Try to share your business with someone new each day. Just telling someone about what you do can bring back that "spark" of excitement about your career!

Y = Yes - Yes! You CAN do it! Each of us started with a dream, a vision and the faith that we could make it happen. It takes hard work, determination and a "Yes!" attitude, but it CAN be done!

Z = Zoo - Yes, life as a work at home mom really is a zoo, but it's worth it! Being at home to see your child's first step, hear their first word - it just doesn't get better than that.

Working from home can be difficult, but it is well worth the effort. By keeping things in perspective we can reduce the stress that we put on ourselves. Remember these ABC's and you'll go far in your work-at-home career.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Work-at-home moms face many different challenges. From learning to accept help when needed, to building confidence in ourselves, to remembering the reasons why we chose to work from home. Below is the first in a series of tips to help work-at-home moms in the simplest of ways – the ABC’s.

A = Adjustments.

A work at home mom must expect the unexpected. She must be prepared to adjust her schedule at any given moment for any number of reasons - a sick child, a backed up drain, or an upset client. A mom who learns to welcome these moments as a chance to show love to her family and concern for her clients will be ahead of the game in the end. Approach these "interruptions" with a great attitude and see what a difference it makes.

B = Better.

Works at Home Moms have to be on top of their game. To run a business as well as manage a household takes determination and scheduling. You may not feel like you have a schedule, but take a look at your day/week and see how you are spending your time. Next, think about what you can do better, what you can delegate and what would be better off removed from your schedule to allow you to spend your time in a better manner.

C = Confidence.

You wouldn't be a work at home mom without it. Take time to celebrate each success no matter how minute it may seem. Each success will help grow your confidence and turn you into a savvier businesswoman.

D = Dry - Don't let things dry up. Keep content fresh, offer new products and services whenever possible. This will keep you motivated and keep customer returning.

E = Effort - Don't kid yourself. It takes a TON of effort to make a home-based business successful. Don't give up with thing get rough. Keep plugging away - it will pay off

F = Feisty - Every work at home mom has to be at least a tad bit feisty. :) Stand up for your business when need be - don't be afraid to say no when necessary.

G = Generosity - When I fist began my business I sought advice from many successful work-at-home moms. One of the best pieces of advice I received was that what I gave to others would come back tenfold. I've found that to be very true. Helping others is as much a blessing to me as it is to others.

H = Help - There will come a time that you’ll need help. You must be willing to accept it, to allow others to do for you what you cannot. In turn, try to be a help to other when they are in need.

I = If - If you don’t do it, who will? Mothering is such an important role that gets overlooked so often these days. Always remember that being there for your children is the BEST gift you can ever give them.

J = “Just for you” - Take a little time to do something just for you each day. Even 5 minutes of doing something you enjoy can revive a tired mommy.

K = Keep - Keep your chin up. It will get better. Don’t let a lag in business growth get you down. Find some creative ways to get the ball rolling again.

L = Laugh - Take time to laugh with you kids each day. And don’t be afraid to laugh at yourself when need be.

M = Mommy - Remember, the reason you do all that you do is for those little ones who call you "Mommy."

Working from home can be difficult, but it is well worth the effort. By keeping things in perspective we can reduce the stress that we put on ourselves. Remember these ABC’s and you’ll go far in your work-at-home career.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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Do you ever feel like twenty-four hours in a day isn’t enough? I frequently find myself wishing that I had an extra hour or two each day to get done all of the things on my task list. With small children still at home, I am constantly getting distracted from my home-based business to attend to their needs. It has become imperative to use the time that I have to work efficiently. I have found a few ways to use my work time more effectively and I’m willing to share a few of my secrets with you.

First, don’t answer the phone every time it rings.

If your phone rings constantly while you are trying to work, let your answering machine act as your personal assistant. Check you Caller ID and if you don’t recognize the number or know that you can return the call at a later time, let the caller leave a message.

Schedule a time each day or every other day that you will set aside to return phone calls. Try to keep each phone call short if possible, so that you are able to return all calls. Whenever possible, offer to email the person any requested information to save time rifling through paperwork or searching your office.

Second, use your email program wisely.

Set up a spam filter so that you won’t have to dredge through useless emails each day. Use the folders, labels and other tools provided to file your emails in a way that works for you. I set up a folder for each common type of email that comes through – payments, forms, correspondence, etc – and file each email that I receive. This keeps my inbox tidy and allows me to easily find emails when I am ready to handle it. Also, when I’m working on a project for my business I close my email program. This keeps me focused on the project at hand.

Another email shortcut that I use is to mark important emails with a flag or star depending on the email program. I use this only for emails that require a response. I read through my emails each morning and sort, flag and delete as necessary. When I go back through my email later in the day I go to the marked emails first and respond to as many as possible. I then move through the folders and take care of any emails that are awaiting.

Third, organize your office.

Keep the top of your desk neat and take the time every few weeks to go through your drawers and files and clean them out. Throw away the paperwork that you no longer need and find a new home for any useless items that have collected there. I keep a business card holder on my desk to use as a quick reference when I need someone’s contact information. I also use a letter hold to keep track of bills and a set of bookends to keep my reference books handy.

If you are a sticky-note fanatic like me take a moment at the end of each day and transfer your notes to your calendar or planner. The more sticky notes you can eliminate each evening, the more time you’ll have to accomplish important tasks the next morning.

Hire a VA

Finally, if your business has grown to a level where you can no longer handle all of the necessary tasks on your own, consider hiring a virtual assistant (VA). Most virtual assistants will allow you to hire them hourly per project, so that you are able to stay within your business’s budget. Virtual assistants can handle most any task – from updating your website to sending out press releases about your business. One of the best things that I have done for my business is to hire a VA. Her help gives me the freedom to work more efficiently and have time to spend on other things.

There are many ways to use your time for effectively when working from home. Use the tools that you have at your fingertips to help you get more work done in less time. Don’t get bogged down trying to do everything – know when you need assistance. By keeping yourself focused on the task at hand you’ll save more time than you can imagine.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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AllBusiness.com: One home based business notion is that people can spend less time working than they currently do with a full time job. That's one of those things that's not really true but might be true after some time.

Let's say you have a full time job of 40 hours per week. Then let's say you spend an additional hour each day commuting to and from work. So that's really a 45 hour week isn't it? A week is made up of 168 hours total. Assuming you allow 8 hours for sleep per night, that would be 56 hours of sleep each week. So our 'waking week' is really only 112 hours. Subtract the 45 hours for the job and that leave us 67 hours per week.

Now a 30 minute commute is probably a conservative estimate when held up against reality. I know several people in my own circle of acquaintances who easily have an hour each way. Furthermore, many people with full time jobs often put in overtime each week. So in many cases, people with jobs spend half their waking hours each week attending to their job outside of the home.

It's no wonder the idea of a home based business is so attractive! Why give all that precious time to someone else, somewhere else? Many people add up those hours and ask "Why .. oh why am I doing that?"

Home Based Business Versus a Job [AllBusiness.com]

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Working from home is a great way to supply the extra income a family needs so that one spouse can stay home and raise the children. But many people are scared away from doing so because of the scams that are prevalent today.

Although it can be hard to tell fact from fiction, it is possible. Many excellent work-at-home opportunities are available. And, it’s well worth the time to explore them so you can start your own business and enjoy the many benefits it provides. Following are several tips to avoid work-at-home scams.

When researching companies that hire home-based workers, the best place to start is the Better Business Bureau (BBB), which can provide information on disputes or other problems involving a potential employer.

You’ll want to look for a pattern of “unresolved” or “unanswered” disputes, which will be an indication that there is a problem with the company in question. By the way, complaints can be filed against a company whether it’s a member of the BBB or not.

Next, perform an Internet search on the company you’re checking out to see what others are saying. If you see a pattern of negative comments, often that’s an indication that you may need to explore the company in more detail.

There also are Web sites such as BBBonline.com that will tell you some of the common scams around, including the “work-from-home typing” scam.

Operators of scams often lure job seekers with promotions such as the ability to earn $35,000 a year, or a promise to provide a list of companies that will hire them.

Diana Ennen, author of Virtual Assistant: The Series has been a home-based word processor more than 20 years. Ennen states, “Working at home as a typist is an excellent opportunity that often only requires excellent secretarial skills. However, be cautious of offers guaranteeing a list of companies that will hire you. The truth of the matter is that most of these companies aren’t even aware they are on this list. There’s so much information available online today that there is no need to fall for this scam.”

It’s also important to know the difference between paying for information about working from home and actually investing in a home-based business. Most home-based businesses, such as direct sales companies, are valid ways to make an income. However, because you need to make an initial investment many people are confused and believe these to be scams as well.

Think about home-based businesses in terms of your local fast-food chain. A fast-food restaurant will pay you if it hires you as an employee. However, in order to start your own franchise of that same restaurant, you would need to make a monetary investment.

The same holds true when you begin a home-based business. You must make an investment, but in return you receive the means to begin your own business—generally the paperwork needed, marketing materials, and product for display.

Still, you must do your research when considering a home-based business. It’s important to know things like the history of the company, its reputation, how many representatives are in your area, and what quotas must be met.

Whether considering a telecommuting position or a home-based business, speak to others who have worked with the company you are contemplating. Ask for references of other employees/business owners in your area.

There are many legitimate ways to work from home, but when seeking a work-at-home opportunity, it’s important to take your time and do your research.

Unfortunately, there are people who make it their primary goal to take money from the unsuspecting. If you are thorough in your examination, you will not become one of their victims. Remember the ages-old saying that still holds true today: If it looks too good to be true, it probably is.

Jill Hart is the founder of Christian Work at Home Moms, CWAHM.com. She graduated from Grace University with a Bachelor's Degree in Human Development and Family Studies/Bible. Jill has worked from since 2000 and started her own home-based business to assist other Christians who desire to work from home while maintaining a godly life.

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SmallHomeBusinessBlog.com: There are many things to consider when you start a home business. How much time is involved? How do I promote this business? How much money will I have to invest? Lots of things to think about.

Many people believe you can work for thirty minutes per day and make a lot of money. In most cases, this is just not true. Having a truly successful home business requires at least 3-4 hours per day. It is a good idea to make a list of everything you would like to accomplish each day.

As you start your day, I think it is a good idea to ignore your e-mail until all of your work is done for your business that day. Reading e-mail can sometimes get you side tracked for hours at a time.

There are endless ways to promote your business. Online, you can participate in forums and advertise your service and products there. You can start your own blog and invite others to join and comment (also putting your ads there, of course), submit your ads to online newsletters and ezines, and of course, classified ads.

Essentials for Success - Your Home Business [SmallHomeBusinessBlog.com]

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PowerHomeBiz: Be careful of myths and misconceptions about home business management presented as gospel truth! Many of these myths are as widely held as they are wrong.

Many entrepreneurs, when they start out, are so full of confidence and positive energy that no problems can stand in the way. However, in the course of starting, running and selling small businesses, it is somehow inevitable that mistakes will be made.

Minimize your mistakes by looking at the knowing myths and misconceptions with healthy skepticism about home business management presented as gospel truth.

Myth 1: A home-based business has no overhead costs.

Myth 2: I will not need childcare if l work from home.

Myth 3: If I have a home business, I will have time to clean house, continue to volunteer at church and school, cook delectable meals, taxi the kids to all their activities, and have a meaningful, personal relationship with a "significant other."

Myth 4: I have a great idea that I know will make me lots of money, and I hope to start it next week.

Myth 5: If I work from home, I can be much more casual in both how I dress and how I treat my customers.

The Truths about Home-Based Businesses [PowerHomeBiz]

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